2205 Cloverdale Dr, Fallston, MD 21047 Property Records

Harford County property record for 2205 Cloverdale Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,040 sqft · built 1975
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2020)
Tax Bill	$5,088 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-087050`

Property Details

APN / Parcel Number

Primary APN	`03-087050`
Alternative APNs	`3087050` `087050`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Lot Dimensions	310 ft deep x 250 ft wide
Garage Type	Basement
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	087050
Street Address	2205 CLOVERDALE DR
City	FALLSTON
State	MD
Zip	21047-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 15 195/250X310 AV 2205 CLOVERDALE DRIVE CLOVERDALE DIV 4 P 25/22
Legal Subdivision	CLOVERDALE
Legal Lot Number	15
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1008
Census Tract	303300

Owner

2205 Cloverdale Dr is owned and occupied by an individual who bought it in July 2020.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2205 CLOVERDALE DR, FALLSTON, MD 21047-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Jul 28, 2020	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Prior Sale	Feb 17, 2011 · Amount on File
Deed Book / Page	13999 / 84
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2205 CLOVERDALE DR, FALLSTON, MD 21047-1614
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125900409
Date	Nov 9, 2017
Book Page	12590/0409
Instrument	12590-0409

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Oct 30, 2037

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 28, 2020
Property Address	2205 CLOVERDALE DR, FALLSTON, MD 21047-1614
Document Number	0139990084
Book / Page	013999 / 000084
Instrument Date	Jul 13, 2020
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ASSURANCE TITLE COMPANY INC, ASSURANCE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2205 CLOVERDALE DR FALLSTON MD 210471614, FALLSTON, MD 21047-1614

Mortgage

Document Number	139990091
Date	Jul 28, 2020
Book Page	013999/000091

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2205 Cloverdale Dr was $5,088, up 14.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,088.00 (+14.39%)	$461,367	$485,500 Land $120,000 Building $365,500
2025	$4,448.00
2023		$356,033	$449,300 Land $120,000 Building $329,300
2022	$3,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 Cloverdale Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 Cloverdale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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