2203 Cloverdale Dr, Fallston, MD 21047 Property Records

Harford County property record for 2203 Cloverdale Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,480 sqft · built 1979
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,959 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-083764`

Property Details

APN / Parcel Number

Primary APN	`03-083764`
Alternative APNs	`3083764` `083764`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,480 sqft Total Area
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	368 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	115 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	083764
Street Address	2203 CLOVERDALE DR
City	FALLSTON
State	MD
Zip	21047-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 16 130/118X368 AV 2203 CLOVERDALE DRIVE CLOVERDALE DIV 4 P 25/22
Legal Subdivision	CLOVERDALE
Legal Lot Number	16
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1008
Census Tract	303300

Owner

Source: Harford County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2203 CLOVERDALE DR, FALLSTON, MD 21047-1614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 6, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 23, 2025
Transfer Doc	0166840121
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2203 CLOVERDALE DR, FALLSTON, MD 21047-1614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142290333
Date	Nov 4, 2020
Book Page	14229/333

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2203 CLOVERDALE DR, FALLSTON, MD 21047-1614
Document Number	0130670134
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2203 CLOVERDALE DR FALLSTON MD 210471614, FALLSTON, MD 21047-1614

Mortgage

Document Number	0130670134
Date	Nov 27, 2018
Book Page	013067/000134

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2203 CLOVERDALE DR, FALLSTON, MD 21047-1614
Document Number	0127440024
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	AMERICAN FREEDOM ASSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2203 CLOVERDALE DR FALLSTON MD 210471614, FALLSTON, MD 21047-1614

Mortgage

Document Number	0127440024
Date	Mar 19, 2018
Book Page	012744/000024

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,959.00 (+33.09%) Homeowner's exemption	$449,533 (+2.59%)	$472,200 (+7.76%) Land $116,300 Building $355,900
2025	$3,726.00 (+10.3%) Homeowner's exemption	$438,200 (+11.37%) Land $116,300 Building $321,900	$438,200 (-) Land $116,300 Building $321,900
2023		$393,467	$438,200 Land $116,300 Building $321,900
2022	$3,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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