2204 Windjammer Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 2204 Windjammer Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,770 sqft · built 2023
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2021)
Tax Bill	$10,793 (2025)
Deeds & Mortgages	May 2022 Construction Loan Feb 2021 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`08925-141-000`

Property Details

APN / Parcel Number

Primary APN	`08925-141-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,770 sqft Heated Area
Gross Area	5,091 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	75 ft deep x 160 ft wide
Driveway	Driveway
Driveway Area	1,680 sqft
Pool Area	450 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2204 WINDJAMMER DR
City	LYNN HAVEN
State	FL
Zip	32444-2075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH HARBOUR LOT 13 BLK B ORB 4365 P 117
Legal Range	14W
Legal Township	03S
Legal Section	07
Legal Subdivision	NORTH HARBOUR
Legal Block	B
Legal Lot Number	13
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2013
Census Tract	1404

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2204 WINDJAMMER DR, LYNN HAVEN, FL 32444-2075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA
Feb 18, 2021	Warranty Deed, Transfer · Line of Credit WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Deed Document Number	2021011652
Deed Book / Page	4365 / 117
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2204 WINDJAMMER DR, LYNN HAVEN, FL 32444
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 HILLCREST DR, PANAMA CITY, FL 32405-6754

Mortgage

Document Number	0045631217
Date	May 13, 2022
Book Page	4563/1217
Instrument	2022036296

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 18, 2021
Property Address	2204 WINDJAMMER DR, LYNN HAVEN, FL 32444
Document Number	0043650117
Book / Page	4365 / 117
Map Reference	MB 14 PG 88
Instrument Date	Feb 17, 2021
Instrument	2021011652
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 MICHIGAN AVE, 513, LYNN HAVEN, FL 32444-1833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 HILLCREST DR, PANAMA CITY, FL 32405-6754

Mortgage

Document Number	0004365119
Date	Feb 18, 2021
Instrument	4365/119

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,793.00 (+710.29%) Homeowner's exemption	$759,041 (+898.92%) Land $111,296 Building $647,745	$759,041 (+898.92%) Land $111,296 Building $647,745
2023	$1,332.00 (+3.34%)	$75,986 (-) Land $72,460 Building $3,526	$75,986 (-) Land $72,460 Building $3,526
2022	$1,289.00	$75,986 Land $72,460 Building $3,526	$75,986 Land $72,460 Building $3,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 425 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	425 in force
Nearby Flood Claims	112 (1989–2024)
Claims Outside the SFHA	24 of 112
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 52 claims Hurricane Dennis, Jul 2005 · 10 claims Hurricane Opal, Oct 1995 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Nearby Properties on Windjammer Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures