2106 Windjammer Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 2106 Windjammer Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,969 sqft · built 1987
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Company Names on File
Last Sale	$292,500 (Oct 2017)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2026 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`08925-144-000`

Property Details

APN / Parcel Number

Primary APN	`08925-144-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,969 sqft Living Area
Gross Area	3,473 sqft
1st Floor Area	2,745 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	833 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	832 sqft
Deck Area	64 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2106 WINDJAMMER DR
City	LYNN HAVEN
State	FL
Zip	32444-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BB
Legal Description	NORTH HARBOUR LOT 16 BLK B ORB 3946 P 1238
Legal Range	14W
Legal Township	03S
Legal Section	07
Legal Subdivision	NORTH HARBOUR
Legal Block	B
Legal Lot Number	16
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2013
Census Tract	1404

Owner

2106 Windjammer Dr is owned by a company that bought it in October 2017 and is owner-occupied.

Source: Bay County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	2106 WINDJAMMER DR, LYNN HAVEN, FL 32444-2073
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Oct 16, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2017 · Amount on File
Deed Sale	Oct 16, 2017 · Amount on File
Prior Sale	Aug 24, 2011 · Amount on File
Deed Document Number	201759789
Deed Book / Page	3946 / 1238
Prior Transfer Date	Aug 7, 2007
Prior Transfer Doc	0029582064
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 8, 2026
Property Address	2106 WINDJAMMER DR, LYNN HAVEN, FL 32444-2073
Document Number	0050321904
Book / Page	5032 / 1904
Instrument Date	May 7, 2026
Instrument	202627859
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2106 WINDJAMMER DR, LYNN HAVEN, FL 32444-2073

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Recording Date	Apr 21, 2026
Property Address	2106 WINDJAMMER DR, LYNN HAVEN, FL 32444-2073
Document Number	0000023799
Book / Page	5026 / 777
Instrument Date	Apr 16, 2026
Instrument	202623799
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 WINDJAMMER DR, LYNN HAVEN, FL 32444-2073
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023799,
Date	Apr 21, 2026
Book Page	5026/777
Instrument	202623799

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 16, 2017
Property Address	2106 WINDJAMMER DR, LYNN HAVEN, FL 32444-2073
Document Number	0039461238
Book / Page	003946 / 001238
Instrument Date	Oct 13, 2017
Instrument	59789
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	MTI TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,047.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 WIND JAMMER DR LYNN HAVEN FL 324442073, LYNN HAVEN, FL 32444-2073

Mortgage

Document Number	39461240
Date	Oct 16, 2017
Book Page	003946/001240
Instrument	59790

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2106 Windjammer Dr was $3,148 with a homeowner's exemption, down 2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00 (-1.99%) Homeowner's exemption	$250,860	$384,970 Land $78,678 Building $306,292
2024	$3,212.00 (+3.01%)
2023	$3,118.00 (+9.71%) Homeowner's exemption	$236,689 (+3%)	$304,205 (+8.27%) Land $51,224 Building $252,981
2022	$2,842.00 Homeowner's exemption	$229,795	$280,971 Land $51,224 Building $229,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2106 Windjammer Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 425 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	425 in force
Nearby Flood Claims	112 (1989–2024)
Claims Outside the SFHA	24 of 112
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 52 claims Hurricane Dennis, Jul 2005 · 10 claims Hurricane Opal, Oct 1995 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2106 Windjammer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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