Lawrence County property record for 2204 Saddle Horn Dr, Spearfish, SD 57783
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,512 sqft · built 2006 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,498 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32185-00500-080-00 |
| Primary APN | 32185-00500-080-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | R16949 |
|---|---|
| Street Address | 2204 SADDLE HORN DR |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-8513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRYSIDE S/D LOT 8 BLK 5 PLAT 2006-00526 |
| Legal Subdivision | COUNTRYSIDE S/D |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 966101 |
2204 Saddle Horn Dr is owned and occupied by two individuals.
Source: Lawrence County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2204 SADDLE HORN DR, SPEARFISH, SD 57783-8513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2204 Saddle Horn Dr was $4,498, down 2.7% from the year before.
Source: Lawrence County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,080 (+0.25%) Land $83,430 Building $349,650 | ||
| 2025 | $4,498.00 (-2.68%) | $431,990 Land $73,430 Building $358,560 | |
| 2024 | $4,622.00 | ||
| 2023 | $369,510 Land $73,430 Building $296,080 | ||
| 2022 | $4,527.00 | $347,300 Land $68,430 Building $278,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2204 Saddle Horn Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2204 Saddle Horn Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 51% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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