Lawrence County property record for 2103 Saddle Horn Dr, Spearfish, SD 57783 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,590 sqft · built 2006 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,514 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32185-00200-120-00 |
| Primary APN | 32185-00200-120-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 1,590 sqft Living Area |
| 1st Floor Area | 1,590 sqft |
| Basement Area | 1,590 sqft |
| Unfinished Basement | 1,590 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | R16919 |
|---|---|
| Street Address | 2103 SADDLE HORN DR |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-8509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRYSIDE S/D LOT 12 BLK 2 PLAT 2005-01878 |
| Legal Subdivision | COUNTRYSIDE S/D |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 1 |
| Census Block | 1170 |
| Census Tract | 966101 |
Source: Lawrence County records · APN 32185-00200-120-00
Assessment roll updated September 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2103 SADDLE HORN DR, SPEARFISH, SD 57783-8509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2013 |
| Deed Sale | May 01, 2013 |
| Deed Document Number | 20132131 |
| Last Transfer Date | Nov 24, 2014 |
| Transfer Doc | 0201405036 |
| Record Updated | Sep 20, 2026 |
Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,514.00 (-2.1%) | $529,570 (+25.73%) Land $60,390 Building $469,180 | |
| 2024 | $5,632.00 (+2.79%) | ||
| 2023 | $448,540 Land $60,390 Building $388,150 | ||
| 2022 | $5,479.00 | $421,180 Land $55,390 Building $365,790 |
Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460819661011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 58% of the US · above 51% of South Dakota |
|---|---|
| Wildfire Likelihood | About 1 in 775 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 1,250 / 250 |
| Clarity Telecom | Cable | 1,000 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| BHT Investment Holdings | Fixed Wireless (licensed-by-rule) | 100 / 20 |
May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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