Missoula County property record for 2204 River Rd, Missoula, MT 59801
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 62,152 sqft · built 1950 |
| Lot Size | 4.76 acres (207,781 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,400 (Jun 2019) |
| Tax Bill | $95,537 (2025) |
| Deeds & Mortgages | Oct 2026 Construction Loan Dec 2025 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0452299 |
| Primary APN | R0452299 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Units | 231 Units |
| Stories | 1 Story |
| Building Area | 62,152 sqft Gross Area |
| 1st Floor Area | 57,189 sqft |
| Upper Floors Area | 1,047 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Frame/Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 207,781 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 1,816 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 161 sqft |
| Deck Area | 336 sqft |
| Total Buildings | 9 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000712306 |
|---|---|
| Street Address | 2204 RIVER RD |
| City | MISSOULA |
| State | MT |
| Zip | 59801-1244 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 2 |
| Legal Description | COBBAN & DINSMORES ORCHARD HOMES # 1, S20, T13 N, R19 W, LOT 27 |
| Legal Subdivision | COBBAN & DINSMORES ORCHARD HOMES # 1 |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 801 |
2204 River Rd, a commercial property, is owned by two individuals who acquired it in March 2024.
Source: Missoula County records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANK OF MONTANA |
| Dec 8, 2025 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK OF MONTANA |
| Dec 8, 2025 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK OF MONTANA |
| Mar 25, 2024 | Transfer on Death Deed, Transfer |
| Dec 22, 2020 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK |
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK |
| Apr 29, 2020 | Loan Modification, Mortgage STOCKMAN BK/MT |
| Feb 18, 2020 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BK/MT |
| Feb 18, 2020 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BK/MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on File |
| Deed Sale | Jun 21, 2019 · Amount on File |
| Prior Sale | Jan 4, 2008 · Amount on File |
| Deed Document Number | 20198972 |
| Deed Book / Page | 1013 / 1107 |
| Last Transfer Date | Mar 21, 2024 |
| Transfer Doc | 0010980611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Oct 2, 2026 |
| Property Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Document Number | 0000016033 |
| Book / Page | 1134 / 896 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202616033 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Document Number | 0000016033, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 1134/896 |
| Instrument | 202616033 |
| Name | BANK OF MONTANA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 29, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | INSURED TITLE |
| Name | Verified Name |
|---|---|
| Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Document Number | 0011220474 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 1122/474 |
| Instrument | 202520086 |
| Name | STOCKMAN BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 26, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | INSURED TITLE |
| Name | Verified Name |
|---|---|
| Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Document Number | 0011220473 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 1122/473 |
| Instrument | 202520085 |
| Name | STOCKMAN BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 26, 2050 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Mar 25, 2024 |
| Property Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Document Number | 0010980611 |
| Book / Page | 1098 / 611 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 202402942 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 0010460221 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 1046/221 |
| Instrument | 202030991 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Jun 18, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|---|
| Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Document Number | 0010751387 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 1075/1387 |
| Instrument | 202209029 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | 59606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Document Number | 0010300075 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 2204 RIVER RD MISSOULA MT 598011244, MISSOULA, MT 59801-1244 |
| Document Number | 0010300075 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 001030/000075 |
| Instrument | 8445 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59807 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | May 7, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Document Number | 0010260737 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | INSURED TITLE |
| Name | Verified Name |
|---|---|
| Address | 2204 RIVER RD MISSOULA MT 598011244, MISSOULA, MT 59801-1244 |
| Document Number | 0010260737 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 001026/000737 |
| Instrument | 3507 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | 3615 BROOKS ST, MISSOULA, MT 59801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 23, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 2204 RIVER RD, MISSOULA, MT 59801-1244 |
| Document Number | 0010260738 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | INSURED TITLE |
| Name | Verified Name |
|---|---|
| Address | 2204 RIVER RD MISSOULA MT 598011244, MISSOULA, MT 59801-1244 |
| Document Number | 0010260738 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 001026/000738 |
| Instrument | 3508 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 23, 2035 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2204 River Rd was $95,537, up 9.3% from the year before.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,242,074 (-) Land $443,944 Building $4,798,130 | $5,242,074 (-) Land $443,944 Building $4,798,130 | |
| 2025 | $95,537.00 (+9.27%) | $5,242,074 Land $443,944 Building $4,798,130 | $5,242,074 Land $443,944 Building $4,798,130 |
| 2024 | $87,430.00 (+6.58%) | ||
| 2023 | $82,029.00 | $5,034,285 | $5,034,285 Land $328,195 Building $4,706,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2204 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2204 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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