2125 River Rd, Missoula, MT 59801 Property Records

Missoula County property record for 2125 River Rd, Missoula, MT 59801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1935
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on Record
Last Sale	$362,200 (May 2019)
Tax Bill	$4,314 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0456631`

Property Details

APN / Parcel Number

Primary APN	`R0456631`
Alternative APNs	`04-2200-20-2-21-09-0000` `0001077250` `1077250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	880 sqft
2nd Floor Area	480 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,189 sqft (0.188 acres)
View / Lot	Rural
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0001077250
Street Address	2125 RIVER RD
City	MISSOULA
State	MT
Zip	59801-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBAN & DINSMORES ORCHARD HOMES, S20, T13 N, R19 W, LOT 23B
Legal Range	19W
Legal Township	13N
Legal Section	20
Legal Subdivision	COBBAN & DINSMORES ORCHARD HOMES
Legal Block	3
Legal Lot Number	23B
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	3
Census Block	3014
Census Tract	801

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2125 RIVER RD, MISSOULA, MT 59801-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
May 24, 2019	Warranty Deed, Transfer OPPORTUNITY BK/MT
Mar 31, 2017	Warranty Deed, Transfer INSURED TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Mar 31, 2017
Deed Document Number	20197204
Deed Book / Page	1012 / 739
Prior Transfer Date	May 1, 2008
Prior Transfer Doc	0008190901
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	2125 RIVER RD, MISSOULA, MT 59801-1436
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010890980
Date	Jun 23, 2023
Book Page	1089/980
Instrument	202306687

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 16, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	May 24, 2019
Property Address	2125 RIVER RD, MISSOULA, MT 59801-1436
Document Number	0010120739
Book / Page	001012 / 000739
Instrument Date	May 8, 2019
Instrument	7204
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 PHILLIPS ST #A MISSOULA MT 598022125, A, MISSOULA, MT 59802-2125

Mortgage

Document Number	10120740
Date	May 24, 2019
Book Page	001012/000740
Instrument	7205

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Mar 31, 2017
Property Address	2125 RIVER RD, MISSOULA, MT 59801-1436
Document Number	0009761124
Book / Page	000976 / 001124
Instrument Date	Mar 31, 2017
Instrument	5466
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	844 3RD ST ENCINITAS CA 920244415, ENCINITAS, CA 92024-4415

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,700 (-) Land $230,756 Building $264,944	$495,700 (-) Land $230,756 Building $264,944
2025	$4,314.00 (-18.43%)	$495,700 (+18.96%) Land $230,756 Building $264,944	$495,700 (+18.96%) Land $230,756 Building $264,944
2024	$5,289.00 (+6.06%)
2023	$4,987.00	$416,700	$416,700 Land $170,109 Building $246,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative.

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures