2204 Ridgeway St, Ardmore, OK 73401 Property Records

Carter County property record for 2204 Ridgeway St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,054 sqft · built 1981
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Nov 2017)
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Nov 2016 Mortgage Nov 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11373`

Property Details

APN / Parcel Number

Primary APN	`11373`
Alternative APN	`1010-00-002-010-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,054 sqft Living Area
Gross Area	11 sqft
1st Floor Area	3,054 sqft
Basement Area	164 sqft
Finished Basement	164 sqft
Unfinished Basement	164 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Metal
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Mixed
Garage Area	1,003 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11373
Street Address	2204 RIDGEWAY ST
City	ARDMORE
State	OK
Zip	73401-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	QUAIL RIDGE #2, BLK 2 LOT 10 (95X35.38X135.68X120X160.9)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	QUAIL RIDGE #2
Legal Block	2
Legal Lot Number	10
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2022
Census Tract	893001

Owner

2204 Ridgeway St is owned and occupied by two individuals who bought it in November 2017.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2204 RIDGEWAY ST, ARDMORE, OK 73401-3406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2016	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 17, 2017	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE OF OKLAHOMA IN
Feb 13, 2014	Warranty Deed, Transfer · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on File
Deed Sale	Nov 17, 2017 · Amount on File
Prior Sale	Feb 13, 2014 · Amount on File
Deed Document Number	201712004
Deed Book / Page	6473 / 291
Record Updated	Oct 29, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2204 RIDGEWAY ST, ARDMORE, OK 73401-3406
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, THE OKLAHOMA CITY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006323/040
Date	Nov 14, 2016
Book Page	6323/040
Instrument	2016-012137

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2046

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Nov 17, 2017
Property Address	2204 RIDGEWAY ST, ARDMORE, OK 73401-3406
Document Number	006473/291
Book / Page	6473 / 291
Instrument Date	Nov 15, 2017
Instrument	2017-012004
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount on Record
Tax	$442.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2204 RIDGEWAY ST, ARDMORE, OK 73401-3406

February 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Feb 13, 2014
Property Address	2204 RIDGEWAY ST, ARDMORE, OK 73401-3406
Document Number	005852/026
Book / Page	5852 / 026
Instrument Date	Feb 10, 2014
Instrument	2014-002420
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2204 RIDGEWAY ST, ARDMORE, OK 73401-3406

Mortgage

Document Number	2014002421
Date	Feb 13, 2014
Instrument	2014-002421

Lender

Name	CAPITAL ONE NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2204 Ridgeway St was $3,059 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,341 (+%) Land $3,140 Building $31,201	$286,171 (-25.07%) Land $26,167 Building $260,004
2025	$3,059.00 Homeowner's exemption	$34,340 Land $3,147 Building $31,193	$381,911 Land $35,000 Building $346,911
2023	$3,056.00 Homeowner's exemption	$34,340 Land $3,405 Building $30,935	$352,945 Land $35,000 Building $317,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2204 Ridgeway St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2204 Ridgeway St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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