1128 Ridgeway St, Ardmore, OK 73401 Property Records

Carter County property record for 1128 Ridgeway St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,168 sqft · built 1991
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Company Names on Record
Last Sale	$268,500 (May 2011)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Oct 2016 Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11379`

Property Details

APN / Parcel Number

Primary APN	`11379`
Alternative APN	`1015-00-001-030-0-001-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
Gross Area	10 sqft
1st Floor Area	2,168 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	1,047 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Patio Area	165 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11379
Street Address	1128 RIDGEWAY ST
City	ARDMORE
State	OK
Zip	73401-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	QUAIL RIDGE #3, BLK 1 LOT 30(160X119.98X160X120)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	QUAIL RIDGE #3
Legal Block	1
Legal Lot Number	30
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2021
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1128 RIDGEWAY ST, ARDMORE, OK 73401-3404
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2016	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
Nov 24, 2025	Intrafamily Transfer, Transfer
May 6, 2011	Joint Tenancy Deed, Transfer · Conventional Mortgage NTFN INC
May 6, 2011	Warranty Deed, Transfer
May 29, 2009	Joint Tenancy Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2011 · Amount on Record
Deed Sale	May 6, 2011 · Amount on Record
Prior Sale	May 29, 2009 · Amount on Record
Deed Document Number	20115336
Deed Book / Page	5319 / 254
Prior Transfer Date	Apr 18, 2011
Prior Transfer Doc	005319/254
Record Updated	Oct 29, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1128 RIDGEWAY ST, ARDMORE, OK 73401-3404
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006316/050
Date	Oct 26, 2016
Book Page	6316/050
Instrument	2016-011530

Lender

Name	F & M BANK
Type	Bank
Address	EDMOND, OK 73012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2046

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Nov 24, 2025
Property Address	1128 RIDGEWAY ST, ARDMORE, OK 73401-3404
Document Number	007805/292
Book / Page	7805 / 292
Instrument Date	Nov 20, 2025
Instrument	I-2025-012761
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1128 RIDGEWAY ST, ARDMORE, OK 73401-3404

May 2011: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	May 6, 2011
Property Address	1128 RIDGEWAY ST, ARDMORE, OK 73401-3404
Document Number	005319/254
Book / Page	5319 / 254
Instrument Date	Apr 18, 2011
Instrument	2011-005336
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.75
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2011005337
Date	May 6, 2011
Instrument	2011-005337

Lender

Name	NTFN INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2041

May 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 6, 2011
Property Address	1128 RIDGEWAY ST, ARDMORE, OK 73401-3404
Document Number	005319/252
Book / Page	5319 / 252
Instrument Date	Mar 18, 2011
Instrument	2011-005335
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2009: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	May 29, 2009
Property Address	1128 RIDGEWAY ST, ARDMORE, OK 73401-3404
Document Number	005004/105
Book / Page	5004 / 105
Instrument Date	May 29, 2009
Instrument	2009-005924
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1128 RIDGEWAY ST, ARDMORE, OK 73401-3404

Mortgage

Document Number	2009005925
Date	May 29, 2009
Instrument	2009-005925

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,896 (+3%) Land $4,200 Building $31,696	$299,135 (-12.64%) Land $35,000 Building $264,135
2025	$3,106.00 Homeowner's exemption	$34,851 (+3%) Land $4,200 Building $30,651	$342,430 (-6.51%) Land $35,000 Building $307,430
2024	$3,106.00 (+6.37%) Homeowner's exemption	$33,836 (+3%) Land $4,200 Building $29,636	$366,283 (+9.29%) Land $35,000 Building $331,283
2023	$2,920.00 Homeowner's exemption	$32,850 Land $4,200 Building $28,650	$335,141 Land $35,000 Building $300,141

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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