2204 Oak Beach Blvd, Sebring, FL 33875 Property Records

Highlands County property record for 2204 Oak Beach Blvd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,408 sqft · built 1978
Lot Size	0.798 acres (34,778 sqft)
Owner	2 Individual Names on File
Last Sale	$329,500 (Nov 2025)
Tax Bill	$2,892 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C-32-35-29-040-0110-017A`

Property Details

APN / Parcel Number

Primary APN	`C-32-35-29-040-0110-017A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	1,056 sqft
Upper Floors Area	312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	34,778 sqft (0.798 acres)
View / Lot	Water
Garage Type	Attached
Garage Area	525 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Florida Room
Porch Area	2,260 sqft
Deck Area	160 sqft
Patio Area	272 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2204 OAK BEACH BLVD
City	SEBRING
State	FL
Zip	33875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OAK BEACH COLONY SUB PB 7-PG 20 TRS A + B BEING A PART OF LOTS 17 + 18 PER UNREC SURVEY BLK 11
Legal Range	29E
Legal Township	35S
Legal Section	32
Legal Subdivision	OAK BEACH COLONY
Legal Tract	A,B
Legal Block	11
Legal Lot Number	17,18
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1000
Census Tract	961401

Owner

2204 Oak Beach Blvd is owned by two individuals who bought it in November 2025.

Source: Highlands County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10892 151ST LN N, JUPITER, FL 33478-6886
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Deed Document Number	20252286452
Deed Book / Page	3155 / 191
Prior Transfer Date	Apr 4, 2019
Prior Transfer Doc	0001935239
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 5, 2025
Property Address	2204 OAK BEACH BLVD, SEBRING, FL 33875
Document Number	0002286452
Book / Page	3155 / 191
Map Reference	MB 7 PG 20
Instrument Date	Nov 4, 2025
Instrument	2286452
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,306.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 RIVERS EDGE LN, PALM COAST, FL 32137-4511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10892 151ST LN N, JUPITER, FL 33478-6886

Mortgage

Document Number	0003155193
Date	Nov 5, 2025
Instrument	3155/193

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,744 (+15%) Land $100,000 Building $178,744	$278,744 (+15%) Land $100,000 Building $178,744
2024	$2,892.00 (-24.51%)	$242,394 (-9.97%) Land $75,000 Building $167,394	$242,394 (-50.52%) Land $75,000 Building $167,394
2023	$3,831.00 (+1.43%) Homeowner's exemption	$269,237 (+3%)	$489,851 (+11.48%) Land $121,500 Building $368,351
2022	$3,777.00 Homeowner's exemption	$261,395	$439,421 Land $121,500 Building $317,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2204 Oak Beach Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	73.4 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2204 Oak Beach Blvd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20