Highlands County property record for 2178 Oak Beach Blvd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,606 sqft · built 1970 |
| Lot Size | 0.39 acres (16,967 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,825 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | C-32-35-29-040-0110-0190 |
| Primary APN | C-32-35-29-040-0110-0190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 1,331 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,967 sqft (0.39 acres) |
| Lot Dimensions | 170 ft deep x 90 ft wide |
| View / Lot | Water |
| Driveway | Concrete Driveway |
| Driveway Area | 144 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 539 sqft |
| Deck Area | 308 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2178 OAK BEACH BLVD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-6416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAK BEACH COLONY SUB PB 7-PG 20 LOT 19 BLK 11 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 32 |
| Legal Subdivision | OAK BEACH COLONY |
| Legal Block | 11 |
| Legal Lot Number | 19 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 961401 |
2178 Oak Beach Blvd is owned and occupied by an individual who acquired it in December 2004.
Source: Highlands County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2178 OAK BEACH BLVD, SEBRING, FL 33875-6416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2004 |
| Transfer Doc | 0001284645 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2178 Oak Beach Blvd was $1,825 with a homeowner's exemption, up 3.3% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,825.00 (+3.28%) Homeowner's exemption | $150,775 | $276,112 Land $79,560 Building $196,552 |
| 2024 | $1,767.00 (+2.73%) | ||
| 2023 | $1,720.00 (+1.96%) Homeowner's exemption | $142,258 (+3%) | $241,842 (+11.14%) Land $65,520 Building $176,322 |
| 2022 | $1,687.00 Homeowner's exemption | $138,115 | $217,595 Land $65,520 Building $152,075 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2178 Oak Beach Blvd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2178 Oak Beach Blvd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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