Will County property record for 2204 Joyce Ln, Naperville, IL 60564
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,980 sqft · built 1998 |
| Lot Size | 0.15 acres (6,664 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Jul 2022) |
| Tax Bill | $16,185 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-03-413-018 |
| Primary APN | 07-01-03-413-018 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,980 sqft Total Area |
| 1st Floor Area | 1,802 sqft |
| 2nd Floor Area | 2,178 sqft |
| Basement Area | 1,802 sqft |
| Finished Basement | 1,802 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 6,664 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 2204 JOYCE LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 63 IN BURNHAM POINT, BEING A SUB OF PRT OF THE SE1/4 OF SEC. 3, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 03 |
| Legal Subdivision | BURNHAM POINT |
| Legal Lot Number | 63 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 880307 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2204 JOYCE LN, NAPERVILLE, IL 60564-4404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage BLUELEAF LENDING LLC |
| Feb 11, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 18, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| May 16, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 202253637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jul 14, 2022 |
| Property Address | 2204 JOYCE LN, NAPERVILLE, IL 60564-4404 |
| Document Number | 0000053637 |
| Map Reference | DOC R96-66551 |
| Instrument Date | May 27, 2022 |
| Instrument | R2022053637 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2204 JOYCE LN, NAPERVILLE, IL 60564-4404 |
| Document Number | 0000053639 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | R2022053639 |
| Name | BLUELEAF LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2204 JOYCE LN, NAPERVILLE, IL 60564-4404 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017090 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | R2021017090 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate | 2.25% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Nov 18, 2019 |
| Property Address | 2204 JOYCE LN, NAPERVILLE, IL 60564-4404 |
| Document Number | 0000082488 |
| Map Reference | DOC R96-66551 |
| Instrument Date | Aug 29, 2019 |
| Instrument | R2019082488 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $484.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2204 JOYCE LN, NAPERVILLE, IL 60564-4404 |
| Document Number | 0000082489 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | R2019082489 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 1, 2044 |
| Rate | 4.79% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 16, 2019 |
| Property Address | 2204 JOYCE LN, NAPERVILLE, IL 60564-4404 |
| Document Number | 0000029323 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 29323 |
| Transaction Type | Foreclosure |
| Record Updated | May 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15480 LAGUNA CANYON RD #1 IRVINE CA 926182132, 1, IRVINE, CA 92618-2132 |
| Investor | Possibly a Property Investor |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,185.00 (+5.96%) | $267,596 (+9.95%) Land $59,396 Building $208,200 | $802,788 (+9.95%) Land $178,188 Building $624,600 |
| 2024 | $243,380 (+12.24%) Land $54,021 Building $189,359 | $730,140 (+12.24%) Land $162,063 Building $568,077 | |
| 2022 | $15,275.00 Homeowner's exemption | $216,837 Land $45,145 Building $171,692 | $650,511 Land $135,435 Building $515,076 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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