Will County property record for 2108 Joyce Ln, Naperville, IL 60564
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,994 sqft · built 2000 |
| Lot Size | 0.23 acres (10,178 sqft) |
| Owner | Trust Name on File |
| Last Sale | $536,000 (Apr 2021) |
| Tax Bill | $14,469 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2021 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-03-406-017 |
| Primary APN | 07-01-03-406-017 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,994 sqft Total Area |
| 1st Floor Area | 1,512 sqft |
| 2nd Floor Area | 1,482 sqft |
| Basement Area | 1,577 sqft |
| Unfinished Basement | 1,577 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Lot Area | 10,178 sqft (0.23 acres) |
| Garage Area | 672 sqft |
| Street Address | 2108 JOYCE LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 IN BURNHAM POINT, BEING A SUB OF PRT OF THE SE1/4 OF SEC.3, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 03 |
| Legal Subdivision | BURNHAM POINT |
| Legal Lot Number | 20 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 880307 |
2108 Joyce Ln is owner-occupied and held in a trust since April 2021.
Source: Will County records, as of August 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2108 JOYCE LN, NAPERVILLE, IL 60564-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 16, 2021 | Limited Warranty Deed, Transfer · Line of Credit GUARANTEED RATE AFFINITY LLC |
| Sep 15, 2020 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on File |
| Deed Sale | Apr 16, 2021 · Amount on File |
| Prior Sale | Sep 15, 2020 |
| Deed Document Number | 202143043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2108 JOYCE LN, NAPERVILLE, IL 60564-4405 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011663 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | R2026011663 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Apr 16, 2021 |
| Property Address | 2108 JOYCE LN, NAPERVILLE, IL 60564-4405 |
| Document Number | 0000043043 |
| Map Reference | DOC R96-66551 |
| Instrument Date | Mar 8, 2021 |
| Instrument | R2021043043 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | NOVARE NATIONAL SETTLEMENT S |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $536.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3701 REGENT BLVD STE 175, 3701, IRVING, TX 75063-2308 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2108 JOYCE LN, NAPERVILLE, IL 60564-4405 |
| Investor | Possibly a Property Investor |
| Document Number | 0000043044 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | R2021043044 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Change Frequency | Monthly |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Sep 15, 2020 |
| Property Address | 2108 JOYCE LN, NAPERVILLE, IL 60564-4405 |
| Document Number | 0000078004 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 78004 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2108 Joyce Ln was $14,469.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,469.00 | $240,074 (+9.95%) Land $59,396 Building $180,678 | $720,222 (+9.95%) Land $178,188 Building $542,034 |
| 2024 | $218,348 Land $54,021 Building $164,327 | $655,044 Land $162,063 Building $492,981 | |
| 2022 | $12,785.00 Homeowner's exemption | $182,468 Land $45,145 Building $137,323 | $547,404 Land $135,435 Building $411,969 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2108 Joyce Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2108 Joyce Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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