2204 Greenup St, Covington, KY 41014 Property Records

Kenton County property record for 2204 Greenup St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,400 sqft · built 1910
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2023)
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-32-07-002.00`

Property Details

APN / Parcel Number

Primary APN	`055-32-07-002.00`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Finished Area
Gross Area	3,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Roof Material	Slate
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	196 ft deep x 50 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2204 GREENUP ST
City	COVINGTON
State	KY
Zip	41014-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE PT OF UNNUM LOT 50'X 196' E S GREENUP 84.50' S GREENUP
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	50
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2005
Census Tract	61100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2204 GREENUP ST, COVINGTON, KY 41014-1255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC
May 24, 2022	Intrafamily Transfer, Transfer
Feb 2, 2021	Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	202337
Deed Book / Page	238 / 605
Prior Transfer Date	Jul 24, 2023
Prior Transfer Doc	0005900037
Record Updated	Jun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jul 31, 2023
Property Address	2204 GREENUP ST, COVINGTON, KY 41014-1255
Document Number	0005900037
Book / Page	KC 238 / 605
Instrument Date	Jul 24, 2023
Instrument	23073105900037
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2204 GREENUP ST, COVINGTON, KY 41014-1255

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2204 GREENUP ST, COVINGTON, KY 41014-1255

Mortgage

Document Number	0005900038
Date	Jul 31, 2023
Instrument	23073105900038

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 24, 2022
Property Address	2204 GREENUP ST, COVINGTON, KY 41014-1255
Document Number	0005900217
Book / Page	166 / 937
Instrument Date	May 10, 2022
Instrument	22052405900217
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2204 GREENUP ST, 2204, COVINGTON, KY 41014-1255

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2204 GREENUP ST, COVINGTON, KY 41014-1255

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2204 GREENUP ST, COVINGTON, KY 41014-1255
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 GREENUP ST, COVINGTON, KY 41014-1255

Mortgage

Document Number	0005900293
Date	Feb 2, 2021
Book Page	161/861
Instrument	21020205900293

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 19, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,993.00 (-1.68%) Homeowner's exemption	$275,000 (-) Land $10,000 Building $265,000	$275,000 (-) Land $10,000 Building $265,000
2023	$3,044.00 (-1.71%) Homeowner's exemption	$275,000 (-) Land $10,000 Building $265,000	$275,000 (-) Land $10,000 Building $265,000
2022	$3,097.00 Homeowner's exemption	$275,000 Land $10,000 Building $265,000	$275,000 Land $10,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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