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2040 Greenup St, Covington, KY 41014 Property Records

Kenton County property record for 2040 Greenup St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,820 sqft · built 1909
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$180,500 (Oct 2017)
Tax Bill$2,391 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055-32-04-092.00

Property Details

APN / Parcel Number

Primary APN055-32-04-092.00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,820 sqft Finished Area
Gross Area2,054 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialBrick
Roof MaterialSlate
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2040 GREENUP ST
CityCOVINGTON
StateKY
Zip41014-1253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENUP ST LOT CO LOT 39 & 15' TRIANG PARCEL BELOW
Legal SubdivisionGREENUP ST
Legal Lot Number15,39
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2021
Census Tract60900

Owner

Source: Kenton County records · APN 055-32-04-092.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2040 GREENUP ST, COVINGTON, KY 41014-1253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Oct 26, 2017Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2017 · Amount on Record
Deed SaleOct 26, 2017 · Amount on Record
Prior SaleAug 04, 2009 · Amount on Record
Deed Document Number201710 26 059 00035
Deed Book / Page6279 / 300
Prior Transfer DateNov 08, 2005
Prior Transfer Doc0005900143
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2040 GREENUP ST, COVINGTON, KY 41014-1253
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyGUARANTEED FL TITLE INC, GUARANTEED RATE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900148
DateFeb 26, 2021
Book Page174/798
Instrument21022605900148
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 26, 2017
Property Address2040 GREENUP ST, COVINGTON, KY 41014-1253
Document Number0000000035
Book / Page0C6279 / 000300
Instrument DateOct 20, 2017
Instrument35
Transaction TypeTransfer
Record UpdatedDec 11, 2017
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2040 GREENUP ST COVINGTON KY 410141253, COVINGTON, KY 41014-1253

Mortgage

Document Number36
DateOct 26, 2017
Book Page006279/000303
Instrument36
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,391.00 (-0.54%)$180,500 (-) Land $5,000 Building $175,500$180,500 (-) Land $5,000 Building $175,500
2023$2,404.00$180,500 Land $5,000 Building $175,500$180,500 Land $5,000 Building $175,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 1,077 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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