22031 Clutter Rd, Utica, OH 43080 Property Records

Knox County property record for 22031 Clutter Rd, Utica, OH 43080

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,628 sqft · built 2005
Lot Size	49.3 acres (2,148,815 sqft)
Owner	Trust Name on File
Tax Bill	$5,243 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00417.001`

Property Details

APN / Parcel Number

Primary APN	`10-00417.001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,628 sqft Living Area
1st Floor Area	1,712 sqft
Upper Floors Area	916 sqft
Basement Area	1,292 sqft
Unfinished Basement	740 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,148,815 sqft (49.3 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	22031 CLUTTER RD
City	UTICA
State	OH
Zip	43080-8005
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	11 5 3 SW PART SW OF 17 & PT OF SE PART SE OF 16 49.3308AC
Jurisdiction	KNOX OH
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3056
Census Tract	7400

Owner

Source: Knox County records · APN 10-00417.001

Assessment roll updated April 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	22031 CLUTTER RD, UTICA, OH 43080-8005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARK NAT'L BK
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit PARK NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 30, 2023
Transfer Doc	0000003521
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	22031 CLUTTER RD, UTICA, OH 43080-8005
Document Number	0018280344
Instrument Date	Jan 07, 2021
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22031 CLUTTER RD UTICA OH 430808005, UTICA, OH 43080-8005

Mortgage

Document Number	0018280344
Date	Jan 12, 2021
Book Page	001828/000344
Instrument	419

Lender

Name	PARK NAT'L BK
Type	Bank
Address	NEWARK, OH 43058-3500

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 11, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.25%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	22031 CLUTTER RD, UTICA, OH 43080-8005
Document Number	0016350022
Book / Page	001635 / 000022
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 07, 2017
Title Company	OWL CRK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22031 CLUTTER RD UTICA OH 430808005, UTICA, OH 43080-8005

Mortgage

Document Number	0016350022
Date	Sep 12, 2017
Book Page	001635/000022
Instrument	7307

Lender

Name	PARK NAT'L BK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 11, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated April 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Clay Township
Unified School District	North Fork Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$723,030 (+5.11%) Land $343,010 Building $380,020
2025	$5,243.00 (-8.72%)	$174,740 (-27.42%) Land $120,050 Building $133,010
2024	$5,744.00 (-0.45%)	$240,740 (-) Land $120,050 Building $120,690
2023	$5,770.00 (+34.72%)	$240,740 (+44.99%) Land $120,050 Building $120,690	$687,850 (+45%) Land $343,010 Building $344,840
2022	$4,283.00	$166,040 Land $82,800 Building $83,240
2020			$474,380 Land $236,560 Building $237,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (39083C), as of July 7, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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