21954 Clutter Rd, Utica, OH 43080 Property Records

Knox County property record for 21954 Clutter Rd, Utica, OH 43080

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,436 sqft · built 1960
Lot Size1.19 acres (51,880 sqft)
OwnerIndividual Name on File
Last Sale$94,900 (Jun 2015)
Tax Bill$1,371 (2025)
Deeds & MortgagesMar 2022 Refinance
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN10-00205.000

Property Details

APN / Parcel Number

Primary APN10-00205.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,436 sqft Living Area
1st Floor Area1,056 sqft
AtticAttic
Attic Area380 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialWood
Construction TypeFrame
Lot Area51,880 sqft (1.19 acres)
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address21954 CLUTTER RD
CityUTICA
StateOH
Zip43080-9610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11 5 3 PT NE PT OF NE QTR SEC 25 1.191AC
JurisdictionKNOX OH
Township / Civil DivisionCLAY
Census Block Group3
Census Block3077
Census Tract7400

Owner

21954 Clutter Rd is owned and occupied by an individual who bought it in June 2015.

Source: Knox County records, as of April 10, 2026

Owner of RecordIndividual Name on File
Mailing Address21954 CLUTTER RD, UTICA, OH 43080-9610
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BROKER SOLUTIONS INC
Apr 16, 2024Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2015 · Amount on File
Deed SaleJun 8, 2015 · Amount on File
Prior SaleOct 22, 1998
Deed Document Number20154049
Deed Book / Page1512 / 402
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX OH
Property Address21954 CLUTTER RD, UTICA, OH 43080-9610
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001788
DateMar 4, 2022
Book Page1910/316
Instrument20220-00001788
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2052

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX OH
Property Address21954 CLUTTER RD, UTICA, OH 43080-9610
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002339
DateApr 16, 2024
Book Page2016/200
Instrument202400002339
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 21954 Clutter Rd was $1,371, down 5.1% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

TypeName
StateOhio
CountyKnox County
County SubdivisionClay Township
Unified School DistrictNorth Fork Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,350 Land $39,860 Building $77,490
2025$1,371.00 (-5.12%)$41,070 (-) Land $13,950 Building $27,120
2024$1,445.00 (-0.48%)$41,070 (-) Land $13,950 Building $27,120
2023$1,452.00 (+26.48%)$41,070 (+45.02%) Land $13,950 Building $27,120$117,350 Land $39,860 Building $77,490
2022$1,148.00$28,320 Land $9,620 Building $18,700
2020$80,930 Land $27,490 Building $53,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21954 Clutter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21954 Clutter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: Smart Way Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Clutter Rd

Nearby Streets

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