2203 Bear Den Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2203 Bear Den Rd, Frederick, MD 21701 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	2.5 Baths
Year Built	Built 1999
Square Footage	3,334 sqft Living Area
Lot Size	2,650 sqft (0.061 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Last Sale	$195,887 (1999)
Tax Bill	$7,113.00 (2025)

Owner

Source: Frederick County records · APN 02-220385

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2203 BEAR DEN RD, FREDERICK, MD 21701-9396
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 1999 · Amount on Record
Deed Sale	Jul 29, 1999 · Amount on Record
Deed Doc Number	19994765
Deed Book / Page	2613 / 128
Record Refreshed	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2203 BEAR DEN RD, FREDERICK, MD 21701-9396
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MONOCACY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 BEAR DEN RD, FREDERICK, MD 21701-9396

Mortgage

Document Number	0151230217
Date	Jul 26, 2021
Book Page	15123/217

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,900 (+21.96%)	$474,100 (+21.63%) Land $130,000 Building $344,100
2025	$7,113.00 (+13.84%)
2023	$6,248.00	$342,667	$389,800 Land $90,000 Building $299,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`02-220385`
Alternative APNs	`2220385` `220385`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,334 sqft Living Area
Gross Area	3,754 sqft Gross Area
1st Floor	1,147 sqft 1st Floor
Stories	3 Stories

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	2,650 sqft (0.061 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Deck Area	132 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	220385
Street Address	2203 BEAR DEN RD
City	FREDERICK
State	MD
Zip	21701-9396
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 78 SECT 4 PLAT 7 BLK K 2,650SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL SEC 04
Legal Block	K
Legal Lot Number	78
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	1
Census Block	1022
Census Tract	750802