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2209 Bear Den Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2209 Bear Den Rd, Frederick, MD 21701 · Last verified July 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 3,350 sqft · built 1999
Lot Size0.061 acres (2,672 sqft)
Owner2 Individual Names on File
Last Sale$379,000 (Aug 2020)
Tax Bill$7,289 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-220415

Property Details

APN / Parcel Number

Primary APN02-220415
Alternative APNs
  • 2220415
  • 220415

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,350 sqft Living Area
Gross Area3,770 sqft
1st Floor Area1,155 sqft
Basement Area416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,672 sqft (0.061 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area135 sqft
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number220415
Street Address2209 BEAR DEN RD
CityFREDERICK
StateMD
Zip21701-9396
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 81 SECT 4 PLAT 7 BLK K 2,672 SQ. FT. WORMANS MILL
Legal SubdivisionWORMANS MILL
Legal BlockK
Legal Lot Number81
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1022
Census Tract750802

Owner

Source: Frederick County records · APN 02-220415

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2209 BEAR DEN RD, FREDERICK, MD 21701-9396
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Jul 19, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BANKING AND TRUST CO
Aug 07, 2020Deed, Transfer · VA Mortgage
SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2020 · Amount on Record
Deed SaleAug 07, 2020 · Amount on Record
Prior SaleOct 29, 2002 · Amount on Record
Deed Book / Page13964 / 170
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 30, 2026
Property Address2209 BEAR DEN RD, FREDERICK, MD 21701-9396
Document Number1798000042
Book / Page17981 / 42
Instrument DateJul 20, 2026
Transaction TypeTransfer
Record UpdatedAug 06, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$503,990.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2209 BEAR DEN RD, FREDERICK, MD 21701-9396

Mortgage

Document Number1798000052,
DateJul 30, 2026
Book Page17981/52
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2209 BEAR DEN RD, FREDERICK, MD 21701-9396
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0130920340
DateJul 19, 2019
Book Page13092/0340
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 07, 2020
Property Address2209 BEAR DEN RD, FREDERICK, MD 21701-9396
Document Number0139640170
Book / Page13964 / 170
Map ReferenceMB 63 PL 189
Instrument DateJul 20, 2020
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyLEGACYHOUSE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$947.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2209 BEAR DEN RD, FREDERICK, MD 21701-9396

Mortgage

Document Number13964176
DateAug 07, 2020
Instrument13964/176
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,289.00 (+16.34%)$394,500 (+14.8%) Land $90,000 Building $304,500$394,500 (-) Land $90,000 Building $304,500
2023$6,265.00$343,633$394,500 Land $90,000 Building $304,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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