San Diego County property record for 2202 Mountain Vista Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,212 sqft · built 1983 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,200,000 (Feb 2024) |
| Tax Bill | $36,006 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 265-401-03-00 |
| Primary APN | 265-401-03-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,212 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 43,560 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2202 MOUNTAIN VISTA DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 3 (EX ST) TR 008409 |
| Legal Subdivision | VILLAGE PARK NORTH COUNTRY |
| Legal Tract | 008409 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 17104 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3231 OSCEOLA ST, DENVER, CO 80212-1741 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER |
| Feb 5, 2024 | Grant Deed, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2024 · Amount on Record |
| Deed Sale | Feb 5, 2024 · Amount on Record |
| Prior Sale | Apr 22, 2015 · Amount on Record |
| Deed Document Number | 202430104 |
| Prior Transfer Date | Nov 3, 2011 |
| Prior Transfer Doc | 0000602442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2202 MOUNTAIN VISTA DR, ENCINITAS, CA 92024-3117 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 224 ARROYO RD, FOREST KNOLLS, CA 94933-0870 |
| Document Number | 0000001992 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026-0001992 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Address | PALM DESERT, CA 92260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 5, 2024 |
| Property Address | 2202 MOUNTAIN VISTA DR, ENCINITAS, CA 92024-3117 |
| Document Number | 0000030104 |
| Map Reference | MAP 8409 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 2024-0030104 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3231 OSCEOLA ST, DENVER, CO 80212-1741 |
| Document Number | 0000030105 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 2024-0030105 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,329,280 (+2%) Land $2,496,960 Building $832,320 | |
| 2025 | $36,006.00 (+63.12%) | $3,264,000 (+61.08%) Land $2,448,000 Building $816,000 |
| 2023 | $22,073.00 (+2.16%) Homeowner's exemption | $2,026,300 Land $1,155,178 Building $871,122 |
| 2022 | $21,607.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cox Communications, GeoLinks, San Diego Broadband, T-Mobile, Ting, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures