2202 Guilderland Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2202 Guilderland Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,077 sqft · built 1900
Lot Size	0.146 acres (6,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,344 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 48.76-1-7`

Property Details

APN / Parcel Number

Primary APN	`421500 48.76-1-7`
Alternative APN	`150004807600010070000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,077 sqft Living Area
1st Floor Area	1,186 sqft
2nd Floor Area	594 sqft
Upper Floors Area	297 sqft
Attic	Attic
Attic Area	297 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	113 sqft
Porch	Slab
Porch Area	507 sqft
Patio Area	70 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2202 GUILDERLAND AVE
City	SCHENECTADY
State	NY
Zip	12306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05 - COMME
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2001
Census Tract	33200

Owner

2202 Guilderland Ave, a single family home, is owned by two individuals.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2204 GUILDERLAND AVE, SCHENECTADY, NY 12306-4405
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES FCU
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 7, 2022
Property Address	2202 GUILDERLAND AVE, SCHENECTADY, NY 12306
Document Number	0000001127
Book / Page	2075 / 795
Instrument Date	Oct 28, 2021
Instrument	202201127
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2204 GUILDERLAND AVE, SCHENECTADY, NY 12306-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1067 AUSTIN PL, SCHENECTADY, NY 12306-4835

Mortgage

Document Number	0000001128
Date	Jan 7, 2022
Instrument	202201128

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2202 GUILDERLAND AVE, SCHENECTADY, NY 12306
Document Number	0000028061
Book / Page	004768 / 000657
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 GUILDERLAND AVE SCHENECTADY NY 123064405, SCHENECTADY, NY 12306-4405

Mortgage

Document Number	0000028061
Date	Jun 23, 2017
Book Page	004768/000657
Instrument	28061

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 22, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2202 Guilderland Ave was $7,344, up 1.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,344.00 (+1.72%)
2025	$7,220.00	$131,200 Land $16,500 Building $114,700	$217,255 Land $27,322 Building $189,933
2023		$131,200 (-) Land $16,500 Building $114,700	$166,076 (+3.8%) Land $20,886 Building $145,190
2022		$131,200 Land $16,500 Building $114,700	$160,000 Land $20,122 Building $139,878
2021	$5,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2202 Guilderland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2202 Guilderland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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