2175 Guilderland Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2175 Guilderland Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1928
Lot Size	0.114 acres (4,995 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Feb 2023)
Tax Bill	$5,773 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.68-1-27`

Property Details

APN / Parcel Number

Primary APN	`421500 48.68-1-27`
Alternative APN	`150004806800010270000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,096 sqft Living Area
1st Floor Area	590 sqft
2nd Floor Area	506 sqft
Basement Area	506 sqft
Finished Basement	506 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,995 sqft (0.114 acres)
Lot Dimensions	111 ft deep x 45 ft wide
Porch	Slab
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2175 GUILDERLAND AVE
City	SCHENECTADY
State	NY
Zip	12306-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	PART OF 2 WOOD
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3005
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2175 GUILDERLAND AVE, SCHENECTADY, NY 12306-4434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage M & T BANK
Apr 28, 2021	Quit Claim Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC
Mar 18, 2019	Correction Deed NOT AVAILABLE
Mar 6, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 21, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Prior Sale	Apr 28, 2021 · Amount on Record
Deed Document Number	20238656
Deed Book / Page	2102 / 896
Prior Transfer Date	Apr 23, 2021
Prior Transfer Doc	0000019368
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 14, 2023
Property Address	2175 GUILDERLAND AVE, SCHENECTADY, NY 12306-4434
Document Number	0000008656
Book / Page	2102 / 896
Instrument Date	Jan 24, 2023
Instrument	202308656
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 3RD AVE, WATERVLIET, NY 12189-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ELM ST, SCHENECTADY, NY 12304-1201

Mortgage

Document Number	0000008657
Date	Feb 14, 2023
Instrument	202308657

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Mortgage

Document Number	0000008658
Date	Feb 14, 2023
Book Page	5289/535
Instrument	202308658

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 28, 2021
Property Address	2175 GUILDERLAND AVE, SCHENECTADY, NY 12306-4434
Document Number	0000019367
Book / Page	2057 / 496
Instrument Date	Apr 23, 2021
Instrument	202119367
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, 105, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 18, 2019
Property Address	2175 GUILDERLAND AVE, SCHENECTADY, NY 12306-4434
Document Number	0000011685
Book / Page	002007 / 000512
Instrument Date	Mar 14, 2019
Instrument	11685
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 6, 2019
Property Address	2175 GUILDERLAND AVE, SCHENECTADY, NY 12306-4434
Document Number	0000009779
Book / Page	002006 / 000871
Instrument Date	Mar 6, 2019
Instrument	9779
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 21, 2018
Property Address	2175 GUILDERLAND AVE, SCHENECTADY, NY 12306-4434
Document Number	0000042150
Book / Page	001996 / 000275
Instrument Date	Sep 21, 2018
Instrument	42150
Transaction Type	Foreclosure
Record Updated	Oct 9, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,773.00 (+2.09%)
2025	$5,655.00	$111,400 (+684.51%) Land $12,600 Building $98,800	$184,468 (+926.25%) Land $20,864 Building $163,604
2023		$14,200 Land $12,600 Building $1,600	$17,975 Land $15,950 Building $2,025

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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