Florence County property record for 2201 Stepping Stone Dr, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 2007 |
| Lot Size | 0.22 acres (9,777 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $116,400 (Jan 2008) |
| Tax Bill | $705 (2025) |
| Deeds & Mortgages | May 2023 Transfer Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10119-01-119 |
| Primary APN | 10119-01-119 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,777 sqft (0.22 acres) |
| Patio Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 2201 STEPPING STONE DR |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-4489 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOMACK GARDENS II LT116 |
| Legal Subdivision | WOMACK GARDENS SUBDIVISION |
| Legal Lot Number | 116 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1504 |
Source: Florence County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3074 W SUMTER ST, FLORENCE, SC 29501-6981 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2023 | Intrafamily Transfer, Transfer |
| Sep 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2008 · Amount on Record |
| Deed Sale | Jan 29, 2008 · Amount on Record |
| Prior Sale | Nov 20, 2007 · Amount on Record |
| Deed Book / Page | 161 / 914 |
| Last Transfer Date | May 11, 2023 |
| Transfer Doc | 0010481344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | May 12, 2023 |
| Property Address | 2201 STEPPING STONE DR, EFFINGHAM, SC 29541-4489 |
| Document Number | 0010481344 |
| Book / Page | 1048 / 1344 |
| Map Reference | MB 91 PG 80 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023-00006034 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3074 W SUMTER ST, FLORENCE, SC 29501-6981 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 2201 STEPPING STONE DR, EFFINGHAM, SC 29541-4489 |
| Document Number | 0000018004 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2201 STEPPING STONE DR EFFINGHAM SC 295414489, EFFINGHAM, SC 29541-4489 |
| Document Number | 0000018004 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 000893/001420 |
| Instrument | 18004 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 28, 2048 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $705.00 (+24.56%) | $6,543 (-99.86%) Land $1,000 Building $5,543 | $163,581 (-98.64%) Land $25,000 Building $138,581 |
| 2023 | $566.00 (+4.04%) | $4,810,991 (+99,899.81%) Land $1,000,000 Building $3,810,991 | $12,027,478 (+9,899.98%) Land $2,500,000 Building $9,527,478 |
| 2022 | $544.00 | $4,811 Land $1,000 Building $3,811 | $120,275 Land $25,000 Building $95,275 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2015–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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