Utah County property record for 2201 E 970 N, Spanish Fork, UT 84660
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,074 sqft · built 2019 |
| Lot Size | 0.352 acres (15,325 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,139 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-677-0185 |
| Primary APN | 45-677-0185 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,074 sqft Living Area |
| Gross Area | 5,153 sqft |
| Basement Area | 1,584 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,325 sqft (0.352 acres) |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 216 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2201 E 970 N |
|---|---|
| City | SPANISH FORK |
| State | UT |
| Zip | 84660-6258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 164, PLAT C5, LEGACY FARMS AT SPANISH FORK SUB AREA 0.352 AC. |
| Legal Subdivision | SPANISH FORK SUB |
| Legal Lot Number | 164 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | SPRINGVILLE-MAPLETON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10308 |
Source: Utah County records · APN 45-677-0185
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2201 E 970 N, SPANISH FORK, UT 84660-6258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit CYPRUS FEDERAL CREDIT UNION |
| Sep 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 14, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Jul 20, 2026 |
| Property Address | 2201 E 970 N, SPANISH FORK, UT 84660-6258 |
| Document Number | 0000059956 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202659956 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 171 |
| Address | 2201 E 970 N, SPANISH FORK, UT 84660-6258 |
| Document Number | 0000059956, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202659956 |
| Name | CYPRUS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 31, 2046 |
| Rate | 4.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 2201 E 970 N, SPANISH FORK, UT 84660-6258 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000156770 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 156770:2021 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Jan 14, 2020 |
| Property Address | 2201 E 970 N, SPANISH FORK, UT 84660-6258 |
| Document Number | 0000005172 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 005172:2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | BARTLETT TITLE INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2201 E 970 N, SPANISH FORK, UT 84660-6258 |
| Document Number | 0000005173 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 005173:2020 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Spanish Fork City |
| Unified School District | Nebo School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,645 (-46.93%) | $753,900 (-3.51%) Land $338,500 Building $415,400 | |
| 2025 | $4,139.00 | $781,300 (+89.33%) Land $270,800 Building $510,500 | $781,300 (+4.13%) Land $270,800 Building $510,500 |
| 2024 | $4,139.00 (+3.5%) | ||
| 2023 | $3,999.00 (+0.5%) | $412,665 | $750,300 Land $257,800 Building $492,500 |
| 2022 | $3,979.00 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spanish Fork City Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Boston Omaha, Lumen Technologies.
Based on FCC filings for 351 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPANISH FORK CITY serves 47,169 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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