2118 E 970 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 2118 E 970 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,135 sqft · built 2019
Lot Size	0.171 acres (7,438 sqft)
Owner	2 Individual Names on File
Last Sale	$410,900 (Jul 2021)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-677-0169`

Property Details

APN / Parcel Number

Primary APN	`45-677-0169`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,135 sqft Living Area
Gross Area	3,477 sqft
Basement Area	901 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	7,438 sqft (0.171 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2118 E 970 N
City	SPANISH FORK
State	UT
Zip	84660-6152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 169, PLAT C5, LEGACY FARMS AT SPANISH FORK SUB AREA 0.171 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	169
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1007
Census Tract	10308

Owner

Source: Utah County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2118 E 970 N, SPANISH FORK, UT 84660-6152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 22, 2020	Deed of Trust, Mortgage CARDINAL FIN'L
Sep 10, 2019	Special Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	2021121012
Prior Transfer Date	Jul 2, 2021
Prior Transfer Doc	0000121012
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 8, 2021
Property Address	2118 E 970 N, SPANISH FORK, UT 84660-6152
Document Number	0000121012
Instrument Date	Jul 2, 2021
Instrument	121012:2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2118 E 970 N, SPANISH FORK, UT 84660-6152

Mortgage

Document Number	0000121011
Date	Jul 8, 2021
Instrument	121011:2021

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2118 E 970 N, SPANISH FORK, UT 84660-6152
Document Number	0000072512
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 E 970 N SPANISH FORK UT 846606152, SPANISH FORK, UT 84660-6152

Mortgage

Document Number	0000072512
Date	May 28, 2020
Instrument	72512

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 10, 2019
Property Address	2118 E 970 N, SPANISH FORK, UT 84660-6152
Document Number	0000089034
Instrument Date	Sep 10, 2019
Instrument	089034:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BARLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 E 970 N, SPANISH FORK, UT 84660-6152

Mortgage

Document Number	0000089035
Date	Sep 10, 2019
Instrument	089035:2019

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,685 (-47.15%)	$566,700 (-3.9%) Land $288,700 Building $278,000
2025	$3,124.00 (+0.03%)	$589,700 (+88.57%) Land $231,000 Building $358,700	$589,700 (+3.71%) Land $231,000 Building $358,700
2024	$3,123.00 (+3.07%)
2023	$3,030.00 (+0.46%)	$312,730	$568,600 Land $219,800 Building $348,800
2022	$3,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spanish Fork City Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Boston Omaha, Lumen Technologies.

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