2201 46th St SW, Naples, FL 34116 Property Records

Collier County property record for 2201 46th St SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,220 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Sep 2020)
Tax Bill	$4,304 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`321400 20 294B22`

Property Details

APN / Parcel Number

Primary APN	`321400 20 294B22`
Alternative APNs	`3574468000706890020294` `35744680007`

Interior

Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	120 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Screened Porch
Porch Area	288 sqft
Deck Area	802 sqft

Location & Zoning

Street Address	2201 46TH ST SW
City	NAPLES
State	FL
Zip	34116-6362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	GOLDEN GATE UNIT 2 BLK 20 LOT 29 OR 1473 PG 63
Legal Range	26
Legal Township	49
Legal Section	22
Legal Subdivision	GOLDEN GATE CITY UNIT 2
Legal Tract	321400
Legal Block	20
Legal Lot Number	29
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3007
Census Tract	10421

Owner

2201 46th St SW is owned by two individuals who bought it in September 2020.

Source: Collier County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2377 OIL WELL RD, NAPLES, FL 34120-7537
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Feb 5, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Sep 11, 2020	Warranty Deed, Transfer · FHA Mortgage VAST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Deed Document Number	20205921889
Deed Book / Page	5814 / 2509
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2201 46TH ST SW, NAPLES, FL 34116-6362
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062810460
Date	Aug 23, 2023
Book Page	6281/460
Instrument	6444743

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2201 46TH ST SW, NAPLES, FL 34116-6362
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057242203
Date	Feb 5, 2020
Book Page	5724/2203
Instrument	5825028

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 25, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 11, 2020
Property Address	2201 46TH ST SW, NAPLES, FL 34116-6362
Document Number	0058142509
Book / Page	5814 / 2509
Map Reference	MB 5 PG 65-77
Instrument Date	Sep 9, 2020
Instrument	5921889
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	OMEGA NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	879 CAPE HAZE LN, 879, NAPLES, FL 34104-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2201 46TH ST SW, NAPLES, FL 34116-6362

Mortgage

Document Number	58142511
Date	Sep 11, 2020
Instrument	5814/2511

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2201 46th St SW was $4,304, up 56.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,028 (+7.29%) Land $193,570 Building $190,458	$384,028 (+7.29%) Land $193,570 Building $190,458
2025	$4,304.00 (+56.4%)	$357,921 Land $130,000 Building $227,921	$357,921 Land $130,000 Building $227,921
2024	$2,752.00 (+1.47%)
2023	$2,712.00 (-1.31%) Homeowner's exemption	$262,198 (+3%)	$356,555 (+14.45%) Land $210,000 Building $146,555
2022	$2,748.00 Homeowner's exemption	$254,561	$311,544 Land $160,125 Building $151,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2201 46th St SW in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2201 46th St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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