2196 46th St SW, Naples, FL 34116 Property Records

Collier County property record for 2196 46th St SW, Naples, FL 34116

Property Summary

Property TypeSingle Family Home
Details1,552 sqft · built 1986
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$123,000 (Jun 2011)
Tax Bill$1,189 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN321400 19 44B22

Property Details

APN / Parcel Number

Primary APN321400 19 44B22
Alternative APNs
  • 357428000090689001944
  • 35742800009

Interior

Stories1 Story
Building Area1,552 sqft Living Area
Gross Area1,744 sqft
1st Floor Area1,552 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Lot Area10,019 sqft (0.23 acres)
PorchScreened Porch
Porch Area192 sqft

Location & Zoning

Street Address2196 46TH ST SW
CityNAPLES
StateFL
Zip34116-6332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionGOLDEN GATE UNIT 2 BLK 19 LOT 4
Legal Range26
Legal Township49
Legal Section22
Legal SubdivisionGOLDEN GATE CITY UNIT 2
Legal Tract321400
Legal Block19
Legal Lot Number4
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3006
Census Tract10421

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2196 46TH ST SW, NAPLES, FL 34116-6332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2011 · Amount on Record
Deed SaleJun 27, 2011 · Amount on Record
Prior SaleOct 1, 2010 · Amount on Record
Deed Document Number20114578778
Deed Book / Page4695 / 1205
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address2196 46TH ST SW, NAPLES, FL 34116-6332
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2196 46TH ST SW, NAPLES, FL 34116-6332

Mortgage

Document Number0058532990
DateDec 3, 2020
Book Page5853/2990
Instrument5963356
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 1, 2031

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,523 (+2.7%)$376,915 (+4.81%) Land $193,570 Building $183,345
2025$1,189.00 (+8.98%) Homeowner's exemption$123,197 (+5.99%)$359,615 (+1.84%) Land $130,000 Building $229,615
2023$1,091.00 (+0.93%) Homeowner's exemption$116,238 (+3%)$353,106 (+14.89%) Land $210,000 Building $143,106
2022$1,081.00 Homeowner's exemption$112,852$307,348 Land $160,125 Building $147,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Tillman Fiber.

Nearby Properties on 46th St SW

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