220 Willow Bridge Dr, Stella, NC 28582 Property Records

Carteret County property record for 220 Willow Bridge Dr, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,275 sqft · built 2015
Lot Size	4.97 acres (216,580 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2015)
Tax Bill	$1,861 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5358.04.71.6188000`

Property Details

APN / Parcel Number

Primary APN	`5358.04.71.6188000`
Alternative APNs	`59432` `51313`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,275 sqft Heated Area
Gross Area	2,428 sqft
1st Floor Area	126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	216,580 sqft (4.97 acres)
Porch	Slab
Patio Area	5 sqft
Lean-To	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	51313
Street Address	220 WILLOW BRIDGE DR
City	STELLA
State	NC
Zip	28582-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L41 RIVERWATCH II-B
Legal Subdivision	RIVERWATCH
Legal Block	71
Legal Lot Number	41
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1002
Census Tract	970801

Owner

220 Willow Bridge Dr is owned and occupied by two individuals who bought it in October 2015.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 WILLOW BRIDGE DR, STELLA, NC 28582-5015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 12, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2015 · Amount on File
Deed Sale	Oct 8, 2015 · Amount on File
Deed Document Number	201522164
Deed Book / Page	1522 / 164
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	220 WILLOW BRIDGE DR, STELLA, NC 28582-5015
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WILLOW BRIDGE DR, STELLA, NC 28582-5015

Mortgage

Document Number	0017920485
Date	Feb 28, 2023
Book Page	1792/485
Instrument	1792485

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	220 WILLOW BRIDGE DR, STELLA, NC 28582-5015
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017460166
Date	Nov 12, 2021
Book Page	1746/166
Instrument	1746166

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 220 Willow Bridge Dr was $1,861.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,271 (-) Land $110,608 Building $445,663	$556,271 (-) Land $110,608 Building $445,663
2025	$1,861.00	$556,271 Land $110,608 Building $445,663	$556,271 Land $110,608 Building $445,663
2023		$400,914 Land $93,247 Building $307,667	$400,914 Land $93,247 Building $307,667
2022	$1,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Willow Bridge Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Willow Bridge Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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