216 Willow Bridge Dr, Stella, NC 28582 Property Records

Carteret County property record for 216 Willow Bridge Dr, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,376 sqft · built 2017
Lot Size	7.55 acres (329,226 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Nov 2021)
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5358.04.70.9836000`

Property Details

APN / Parcel Number

Primary APN	`5358.04.70.9836000`
Alternative APNs	`536115` `28339`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,376 sqft Heated Area
Gross Area	2,196 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	329,226 sqft (7.55 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	28339
Street Address	216 WILLOW BRIDGE DR
City	STELLA
State	NC
Zip	28582-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L42 ESTATES AT RIVERWATCH II-B STELLA
Legal Subdivision	RIVERWATCH
Legal Block	70
Legal Lot Number	42
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1002
Census Tract	970801

Owner

216 Willow Bridge Dr is owned by two individuals who bought it in November 2021.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210 WILLOW BRIDGE DR, STELLA, NC 28582-5015
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage COASTAL BANK & TRUST
Dec 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage MONSTERLOANS
Sep 14, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS
Sep 14, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Prior Sale	Jun 13, 2018 · Amount on File
Deed Document Number	20211747210
Deed Book / Page	1747 / 210
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	216 WILLOW BRIDGE DR, STELLA, NC 28582-5015
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015730049
Date	Apr 13, 2017
Book Page	1573/049
Instrument	1573049

Lender

Name	COASTAL BANK & TRUST
Type	Bank
Address	JACKSONVILLE, NC 28546

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 13, 2018

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	216 WILLOW BRIDGE DR, STELLA, NC 28582-5015
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016990208
Date	Dec 8, 2020
Book Page	1699/208
Instrument	1699208

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Feb 1, 2050

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Nov 22, 2021
Property Address	216 WILLOW BRIDGE DR, STELLA, NC 28582-5015
Document Number	0017470210
Book / Page	1747 / 210
Map Reference	MB 33 PG 608
Instrument Date	Aug 31, 2021
Instrument	1747210
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WILLOW BRIDGE DR, STELLA, NC 28582-5015

Mortgage

Document Number	0001747211
Date	Nov 22, 2021
Instrument	1747-211

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	216 WILLOW BRIDGE DR, STELLA, NC 28582-5015
Document Number	0016540086
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WILLOW BRIDGE DR STELLA NC 285825015, STELLA, NC 28582-5015

Mortgage

Document Number	0016540086
Date	Nov 6, 2019
Book Page	001654/000086

Lender

Name	MONSTERLOANS
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Sep 14, 2017
Property Address	216 WILLOW BRIDGE DR, STELLA, NC 28582-5015
Document Number	0015870194
Book / Page	001587 / 000194
Instrument Date	Aug 2, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	216 WILLOW BRIDGE DR STELLA NC 28582, STELLA, NC 28582

Mortgage

Document Number	15870195
Date	Sep 14, 2017
Book Page	001587/000195

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Sep 14, 2017
Property Address	216 WILLOW BRIDGE DR, STELLA, NC 28582-5015
Document Number	0015870193
Book / Page	001587 / 000193
Instrument Date	Feb 15, 2017
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	166 CENTER ST JACKSONVILLE NC 285465707, JACKSONVILLE, NC 28546-5707

Tax Assessment & Valuation

The 2025 property tax bill for 216 Willow Bridge Dr was $2,074.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,770 (-) Land $133,340 Building $439,430	$572,770 (-) Land $133,340 Building $439,430
2025	$2,074.00	$572,770 Land $133,340 Building $439,430	$572,770 Land $133,340 Building $439,430
2023		$392,142 Land $125,709 Building $266,433	$392,142 Land $125,709 Building $266,433
2022	$1,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Willow Bridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Willow Bridge Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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