Anne Arundel County property record for 220 West St, Annapolis, MD 21401
| Property Type | Commercial Office |
|---|---|
| Details | 1,540 sqft · built 1962 |
| Lot Size | 0.049 acres (2,143 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Sep 2022) |
| Tax Bill | $6,245 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-02804510 |
| Primary APN | 06-000-02804510 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,540 sqft Gross Area |
| 1st Floor Area | 1,540 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 2,143 sqft (0.049 acres) |
| Lot Dimensions | 150 ft deep x 14.3 ft wide |
| View / Lot | Commercial/Industrial |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00002804510 |
|---|---|
| Street Address | 220 WEST ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-3424 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | MX |
| Legal Description | 14.29X150 ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 3 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 706500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District (Boundary Increase) listed 1984 · 1,197 contributing resources · NRIS 84003875 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Anne Arundel County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11579 OAK ST, APPLE VALLEY, CA 92308-4979 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Sep 19, 2022 | Deed, Construction Loan · Construction Mortgage TRIUS FUND I LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on Record |
| Deed Sale | Sep 19, 2022 · Amount on Record |
| Prior Sale | Mar 27, 2008 |
| Deed Book / Page | 39129 / 355 |
| Prior Transfer Date | May 27, 2014 |
| Prior Transfer Doc | 0273200274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 220 WEST ST, ANNAPOLIS, MD 21401-3424 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE AND ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 14053 PLATINUM ST, HESPERIA, CA 92344-8092 |
| Document Number | 0418110316 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 41811/316 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 220 WEST ST, ANNAPOLIS, MD 21401-3424 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 14053 PLATINUM ST, HESPERIA, CA 92344-8092 |
| Document Number | 0403780203 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 40378/203 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 19, 2022 |
| Property Address | 220 WEST ST, ANNAPOLIS, MD 21401-3424 |
| Document Number | 0391290355 |
| Book / Page | 39129 / 355 |
| Instrument Date | Aug 30, 2022 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 4, 2022 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11579 OAK ST, APPLE VALLEY, CA 92308-4979 |
| Document Number | 0039129361 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 39129/361 |
| Name | TRIUS FUND I LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,800 (-) Land $433,500 Building $2,300 | $435,800 (-) Land $433,500 Building $2,300 | |
| 2025 | $6,245.00 (-0.27%) | $435,800 (-0.95%) Land $433,500 Building $2,300 | $435,800 (-0.95%) Land $433,500 Building $2,300 |
| 2024 | $6,262.00 (-0.89%) | ||
| 2023 | $6,318.00 | $440,000 Land $433,500 Building $6,500 | $440,000 Land $433,500 Building $6,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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