213 West St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 213 West St, Annapolis, MD 21401

Property Summary

Property TypeExempt (Full or Partial)
Details3 ba · 2,384 sqft · built 2013
Lot Size0.025 acres (1,089 sqft)
Owner2 Individual Names on Record
Tax Bill$9,148 (2023)
Deeds & MortgagesSep 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-972-90236004

Property Details

APN / Parcel Number

Primary APN06-972-90236004
Alternative APNs
  • 6-972-90236004
  • 97290236004

Interior

Full Baths3 Baths
Stories4 Stories
Building Area2,384 sqft Gross Area
1st Floor Area368 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,089 sqft (0.025 acres)
Garage TypeAttached
Garage Area304 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area36 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number97290236004
Street Address213 WEST ST
CityANNAPOLIS
StateMD
Zip21401-3761
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeMX
Legal DescriptionUNIT 2 WEST STREET LAND CONDO
Legal SubdivisionWEST STREET LAND CONDO
Legal Block3
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3011
Census Tract706500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Colonial Annapolis Historic District (Boundary Increase)
listed 1984 · 1,197 contributing resources · NRIS 84003875

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address213 WEST ST, ANNAPOLIS, MD 21401-3761
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 22, 2020Intrafamily Transfer, Transfer · VA Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2020
Deed SaleApr 22, 2020
Prior SaleOct 8, 2013 · Amount on Record
Deed Book / Page34474 / 316
Prior Transfer DateApr 15, 2020
Prior Transfer Doc0344740316
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address213 WEST ST, ANNAPOLIS, MD 21401-3761
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0375090190
DateSep 10, 2021
Book Page37509/190
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateApr 22, 2020
Property Address213 WEST ST, ANNAPOLIS, MD 21401-3761
Document Number0344740316
Book / Page34474 / 316
Map ReferenceMB 27 PG 6&7PLE6506
Instrument DateApr 15, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyFREESTATE TTL SVCS OF ANNOPO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address213 WEST ST # 2, 2, ANNAPOLIS, MD 21401-3761

Mortgage

Document Number0003447321
DateApr 22, 2020
Instrument3447/321
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$764,000 (+5.86%) Land $400,000 Building $364,000$764,000 (-) Land $400,000 Building $364,000
2025$721,700 (+13.28%)$764,000 (+19.92%) Land $400,000 Building $364,000
2023$9,148.00 Homeowner's exemption$637,100 Land $400,000 Building $237,100$637,100 Land $400,000 Building $237,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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