203 Wayne Elam Rd, Ramer, TN 38367 Property Records

McNairy County property record for 203 Wayne Elam Rd, Ramer, TN 38367

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1996
Lot Size	1.93 acres (84,071 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Nov 2010)
Tax Bill	$447 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`055120 02807`

Property Details

APN / Parcel Number

Primary APN	`055120 02807`
Alternative APN	`120 02807`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	84,071 sqft (1.93 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	203 WAYNE ELAM RD
City	RAMER
State	TN
Zip	38367-7197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5
Jurisdiction	MCNAIRY TN
Township / Civil Division	5
Census Block Group	3
Census Block	3107
Census Tract	930600

Owner

Source: McNairy County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 WAYNE ELAM RD, RAMER, TN 38367-7197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2010 · Amount on Record
Deed Sale	Nov 26, 2010 · Amount on Record
Prior Sale	Oct 27, 2010 · Amount on Record
Deed Book / Page	217 / 646
Last Transfer Date	Aug 7, 2012
Transfer Doc	0000223722
Record Updated	Jun 8, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCNAIRY TN
Property Address	203 WAYNE ELAM RD, RAMER, TN 38367-7197
Document Number	4252932
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 WAYNE ELAM RD RAMER TN 383677197, RAMER, TN 38367-7197

Mortgage

Document Number	4252932
Date	Mar 9, 2018
Book Page	000425/002932
Instrument	106687

Lender

Name	BANK OF FAYETTE CNTY
Type	Bank
Address	SELMER, TN 38375

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$447.00	$28,350 (-) Land $1,950 Building $26,400
2023		$28,350 (-) Land $1,950 Building $26,400
2022	$447.00	$28,350 Land $1,950 Building $26,400	$113,400 Land $7,800 Building $105,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTVIEW UTILITY DISTRICT serves 2,206 people · EPA ID TN0000570
Water Source	Purchased groundwater from SELMER WATER SYSTEM
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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