220 Truman Hill Rd, Hardy, VA 24101 Property Records

Franklin County property record for 220 Truman Hill Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 1995
Lot Size	6.48 acres (282,530 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Sep 2016)
Tax Bill	$1,459 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010 00-042 00`

Property Details

APN / Parcel Number

Primary APN	`010 00-042 00`
Alternative APN	`1153`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	1,386 sqft
Basement Area	1,386 sqft
Finished Basement	457 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	282,530 sqft (6.48 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1153
Street Address	220 TRUMAN HILL RD
City	HARDY
State	VA
Zip	24101-5938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	RT 678 & 116 TRACT 1
Legal Phase	1
Legal Tract	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	20301

Owner

220 Truman Hill Rd is owned and occupied by two individuals who bought it in September 2016.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 TRUMAN HILL RD, HARDY, VA 24101-5938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2016 · Amount on File
Deed Sale	Sep 8, 2016 · Amount on File
Deed Document Number	20165443
Deed Book / Page	1082 / 449
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	220 TRUMAN HILL RD, HARDY, VA 24101-5938
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 TRUMAN HILL RD, HARDY, VA 24101-5938

Mortgage

Document Number	0011510472
Date	Nov 17, 2020
Book Page	1151/472
Instrument	200009245

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	ROANOKE, VA 24018

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 220 Truman Hill Rd was $1,459.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,459.00	$339,500 Land $89,900 Building $249,600	$339,500 Land $89,900 Building $249,600
2023	$1,450.00	$237,800 (+33%) Land $82,900 Building $154,900	$237,800 (+33%) Land $82,900 Building $154,900
2022		$178,800 Land $51,900 Building $126,900	$178,800 Land $51,900 Building $126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Truman Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Truman Hill Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Truman Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures