166 Truman Hill Rd, Hardy, VA 24101 Property Records

Franklin County property record for 166 Truman Hill Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1999
Lot Size	5.03 acres (219,499 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Aug 2020)
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010 00-042 01`

Property Details

APN / Parcel Number

Primary APN	`010 00-042 01`
Alternative APN	`1154`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
Gross Area	1,933 sqft
1st Floor Area	1,683 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	219,499 sqft (5.03 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1154
Street Address	166 TRUMAN HILL RD
City	HARDY
State	VA
Zip	24101-5940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	RT 678 & 116 TRACT 2
Legal Subdivision	GLENN C FRITH
Legal Phase	2
Legal Tract	2
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	20301

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	166 TRUMAN HILL RD, HARDY, VA 24101-5940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FCU
Oct 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2020	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jun 5, 2018	Warranty Deed, Transfer ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	20206263
Deed Book / Page	1145 / 1679
Prior Transfer Date	Jun 18, 2009
Prior Transfer Doc	0009630974
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	166 TRUMAN HILL RD, HARDY, VA 24101-5940
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011971898
Date	Apr 17, 2023
Book Page	1197/1898
Instrument	230001965

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 17, 2048

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	166 TRUMAN HILL RD, HARDY, VA 24101-5940
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011712823
Date	Oct 7, 2021
Book Page	1171/2823
Instrument	210009431

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 26, 2020
Property Address	166 TRUMAN HILL RD, HARDY, VA 24101-5940
Document Number	0011451679
Book / Page	1145 / 1679
Map Reference	MB 592 PG 223
Instrument Date	Aug 24, 2020
Instrument	200006263
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 TRUMAN HILL RD, HARDY, VA 24101-5940

Mortgage

Document Number	200006264
Date	Aug 26, 2020
Instrument	200006264

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 5, 2018
Property Address	166 TRUMAN HILL RD, HARDY, VA 24101-5940
Document Number	0011090496
Book / Page	001109 / 000496
Instrument Date	May 19, 2018
Instrument	3533
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 TRUMAN HILL RD HARDY VA 241015940, HARDY, VA 24101-5940

Mortgage

Document Number	11090499
Date	Jun 5, 2018
Book Page	001109/000499
Instrument	3534

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,068.00 (+12.07%)	$248,500 (+58.99%) Land $51,200 Building $197,300	$248,500 (+58.99%) Land $51,200 Building $197,300
2023	$953.00	$156,300 (-) Land $46,200 Building $110,100	$156,300 (-) Land $46,200 Building $110,100
2022		$156,300 Land $46,200 Building $110,100	$156,300 Land $46,200 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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