Spotsylvania County property record for 220 Three Cedars Ln, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,058 sqft · built 1967 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Mar 2010) |
| Tax Bill | $3,084 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 35C-1-6 |
| Primary APN | 35C-1-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,058 sqft Finished Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 480 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 220 THREE CEDARS LN |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | THREE CEDARS LOT 6 |
| Legal Subdivision | THREE CEDARS |
| Legal Lot Number | 6 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BATTLEFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20309 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 220 THREE CEDARS LN, FREDERICKSBURG, VA 22407-4320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2010 · Amount on Record |
| Deed Sale | Mar 10, 2010 · Amount on Record |
| Prior Sale | Oct 27, 2009 · Amount on Record |
| Deed Document Number | 20103881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 220 THREE CEDARS LN, FREDERICKSBURG, VA 22407-4320 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230005753 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 230005753 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.24% |
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,084.00 (+47.84%) | $418,300 (+47.24%) Land $155,000 Building $263,300 | |
| 2025 | $2,086.00 (+53.04%) | $284,100 (+60.78%) Land $125,000 Building $159,100 | $418,300 (+47.24%) Land $155,000 Building $263,300 |
| 2024 | $284,100 (+60.78%) Land $125,000 Building $159,100 | ||
| 2023 | $1,363.00 | $176,700 Land $95,000 Building $81,700 | $176,700 Land $95,000 Building $81,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jan 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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