208 Three Cedars Ln, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 208 Three Cedars Ln, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft
Lot Size1.15 acres (50,094 sqft)
OwnerIndividual Name on Record
Last Sale$199,000 (Jun 2018)
Tax Bill$2,284 (2026)
Deeds & MortgagesMay 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35C-1-9

Property Details

APN / Parcel Number

Primary APN35C-1-9
Alternative APN
  • 035C 1-9

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Finished Area

Exterior

Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area50,094 sqft (1.15 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address208 THREE CEDARS LN
CityFREDERICKSBURG
StateVA
Zip22407-4320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU - RURAL
Legal DescriptionTHREE CEDARS LOT 9
Legal SubdivisionTHREE CEDARS
Legal Lot Number9
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBATTLEFIELD
Census Block Group1
Census Block1000
Census Tract20309

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address208 THREE CEDARS LN, FREDERICKSBURG, VA 22407-4320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2020Deed of Trust, Mortgage · Conventional with PMI
CITY LNDG
Jun 25, 2018Warranty Deed, Transfer · Conventional Mortgage
ALTERRA GRP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2018 · Amount on Record
Deed SaleJun 25, 2018 · Amount on Record
Deed Document Number201810258
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address208 THREE CEDARS LN, FREDERICKSBURG, VA 22407-4320
Document Number202000009216
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 THREE CEDARS LN FREDERICKSBURG VA 224074320, FREDERICKSBURG, VA 22407-4320

Mortgage

Document Number202000009216
DateMay 11, 2020
Instrument9216
Lender
NameCITY LNDG
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 10, 2050
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateJun 25, 2018
Property Address208 THREE CEDARS LN, FREDERICKSBURG, VA 22407-4320
Document Number201800010258
Instrument DateJun 21, 2018
Instrument10258
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$199.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 THREE CEDARS LN FREDERICKSBURG VA 224074320, FREDERICKSBURG, VA 22407-4320

Mortgage

Document Number201800010259
DateJun 25, 2018
Instrument10259
Lender
NameALTERRA GRP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,284.00 (+46.13%)$309,800 (+52.91%) Land $155,000 Building $154,800
2025$309,800 (+52.91%) Land $155,000 Building $154,800
2023$1,563.00$202,600 Land $95,000 Building $107,600$202,600 Land $95,000 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJan 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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