220 Summit Dr, Swanton, MD 21561 Property Records

Garrett County property record for 220 Summit Dr, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,482 sqft · built 1979
Lot Size	1.42 acres (62,291 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Dec 2023)
Tax Bill	$2,907 (2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-015781`

Property Details

APN / Parcel Number

Primary APN	`18-015781`
Alternative APN	`015781`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,482 sqft Total Area
1st Floor Area	988 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	62,291 sqft (1.42 acres)
Garage Type	Basement
Garage Area	240 sqft
Deck Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	015781
Street Address	220 SUMMIT DR
City	SWANTON
State	MD
Zip	21561-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.43 AC LOT 24 SKY VALLEY EAST SUB
Legal Subdivision	SKY VALLEY EAST SUB
Legal Lot Number	24
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1032
Census Tract	501

Owner

Source: Garrett County records, as of December 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	118 LILAC CT, OAKDALE, PA 15071-3049
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC
Aug 3, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	0002527255
Deed Book / Page	2527 / 255
Record Updated	Jun 7, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 1, 2023
Property Address	220 SUMMIT DR, SWANTON, MD 21561-2034
Document Number	0025270255
Book / Page	2527 / 255
Map Reference	DR 2 FILE 47&48
Instrument Date	Nov 24, 2023
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	NOT AVAILABLE, LAKE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 LILAC CT, OAKDALE, PA 15071-3049

Mortgage

Document Number	0025270261
Date	Dec 1, 2023
Instrument	2527-0261

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Margin	3
Max Rate	12.3%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 3, 2020
Property Address	220 SUMMIT DR, SWANTON, MD 21561-2034
Document Number	0022220081
Book / Page	002222 / 000081
Instrument Date	Jul 22, 2020
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 SUMMIT DR SWANTON MD 215612034, SWANTON, MD 21561-2034

Mortgage

Document Number	22220084
Date	Aug 3, 2020
Book Page	002222/000084

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,907.00	$246,400	$335,600 Land $114,300 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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