444 Summit Dr, Swanton, MD 21561 Property Records

Garrett County property record for 444 Summit Dr, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 2019
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Feb 2012)
Tax Bill	$5,217 (2023)
Deeds & Mortgages	Sep 2017 Construction Loan Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-015846`

Property Details

APN / Parcel Number

Primary APN	`18-015846`
Alternative APN	`015846`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,568 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	77,101 sqft (1.77 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	360 sqft
Balcony	Balcony
Balcony Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	015846
Street Address	444 SUMMIT DR
City	SWANTON
State	MD
Zip	21561-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.77 AC LOT 43 SKY VALLEY EAST SUB
Legal Subdivision	SKY VALLEY EAST SUB
Legal Lot Number	43
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1032
Census Tract	501

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7300 KNOLLWOOD RD, TOWSON, MD 21286-7904
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AAFMAA MTG SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2012 · Amount on Record
Deed Sale	Feb 16, 2012 · Amount on Record
Prior Sale	Aug 6, 2002 · Amount on Record
Deed Document Number	120184
Deed Book / Page	1641 / 427
Record Updated	Jun 7, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	444 SUMMIT DR, SWANTON, MD 21561-2066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020270282
Date	Sep 12, 2017
Book Page	2027/0282
Instrument	2027-0282

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	OAKLAND, MD 21550

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	444 SUMMIT DR, SWANTON, MD 21561-2066
Document Number	0022630160
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7300 KNOLLWOOD RD TOWSON MD 212867904, TOWSON, MD 21286-7904

Mortgage

Document Number	0022630160
Date	Dec 2, 2020
Book Page	002263/000160

Lender

Name	AAFMAA MTG SVCS LLC
Address	FAYETTEVILLE, NC 28305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,217.00	$444,133	$590,400 Land $117,700 Building $472,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Pogozone powered by Neubeam.

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