220 Steep Rock Dr, Willow Spring, NC 27592 Property Records

Johnston County property record for 220 Steep Rock Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,687 sqft · built 2021
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$380,500 (Nov 2021)
Tax Bill	$2,819 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13C02050F`

Property Details

APN / Parcel Number

Primary APN	`13C02050F`
Alternative APN	`2000244844`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,687 sqft Living Area
Gross Area	3,482 sqft
1st Floor Area	1,668 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	245 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000244844
Street Address	220 STEEP ROCK DR
City	WILLOW SPRING
State	NC
Zip	27592-7496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	PART LOT 14 PANTHER CREEK 91/135-138
Legal Subdivision	PANTHER CREEK
Legal Lot Number	14
Jurisdiction	JOHNSTON NC
Township / Civil Division	PLEASANT GROVE
Census Block Group	1
Census Block	1000
Census Tract	41508

Owner

220 Steep Rock Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 STEEP ROCK DR, WILLOW SPRING, NC 27592-7496
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Jul 29, 2020 · Amount on File
Deed Document Number	2021782725
Deed Book / Page	6114 / 29
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	220 STEEP ROCK DR, WILLOW SPRING, NC 27592-7496
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 STEEP ROCK DR, WILLOW SPRING, NC 27592-7496

Mortgage

Document Number	0000009846
Date	Mar 31, 2026
Book Page	DEED7080/455
Instrument	2026009846

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 19, 2021
Property Address	220 STEEP ROCK DR, WILLOW SPRING, NC 27592-7496
Document Number	0000782725
Book / Page	6114 / 29
Map Reference	MB 2020 PG 858-861
Instrument Date	Nov 19, 2021
Instrument	2021782725
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$761.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 2919, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 STEEP ROCK DR, WILLOW SPRING, NC 27592-7496

Mortgage

Document Number	0000782726
Date	Nov 19, 2021
Instrument	2021782726

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 220 Steep Rock Dr was $2,819, down 1.6% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,819.00 (-1.61%)	$451,190 (-) Land $75,000 Building $376,190	$451,190 (-) Land $75,000 Building $376,190
2025	$2,865.00	$451,190 Land $75,000 Building $376,190	$451,190 Land $75,000 Building $376,190
2023	$2,390.00	$304,520 Land $50,000 Building $254,520	$304,520 Land $50,000 Building $254,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Steep Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Steep Rock Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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