197 Steep Rock Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 197 Steep Rock Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,140 sqft · built 2021
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Aug 2024)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1606.03-41-9533-000`

Property Details

APN / Parcel Number

Primary APN	`1606.03-41-9533-000`
Alternative APNs	`1606.03-41-9533 0476644` `1606419533` `0476644`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0476644
Street Address	197 STEEP ROCK DR
City	WILLOW SPRING
State	NC
Zip	27592-7495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO33 PANTHER CREEK BM2020-00860
Legal Subdivision	PANTHER CREEK
Legal Block	1
Legal Lot Number	33
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	1
Census Block	1008
Census Tract	52901

Owner

197 Steep Rock Dr is owned and occupied by two individuals who bought it in August 2024.

Source: Wake County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 STEEP ROCK DR, WILLOW SPRING, NC 27592-7495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Apr 15, 2024	Warranty Deed, Transfer
Sep 1, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on File
Deed Sale	Aug 2, 2024 · Amount on File
Prior Sale	Apr 15, 2024 · Amount on File
Deed Book / Page	19677 / 1582
Record Updated	Sep 20, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 2, 2024
Property Address	197 STEEP ROCK DR, WILLOW SPRING, NC 27592-7495
Document Number	19677/1582
Book / Page	19677 / 1582
Map Reference	MB 2020 PG 858-861
Instrument Date	Aug 1, 2024
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	197 STEEP ROCK DR, WILLOW SPRING, NC 27592-7495

Mortgage

Document Number	0196771584
Date	Aug 2, 2024
Instrument	19677/1584

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 15, 2024
Property Address	197 STEEP ROCK DR, WILLOW SPRING, NC 27592-7495
Document Number	019586/953
Book / Page	19586 / 953
Map Reference	MB 2020 PG 858-861
Instrument Date	Apr 15, 2024
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Tax	$999.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2113 BETHPAGE DR, FUQUAY VARINA, NC 27526-4540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 1, 2021
Property Address	197 STEEP ROCK DR, WILLOW SPRING, NC 27592-7495
Document Number	18676/1099
Book / Page	18676 / 1099
Map Reference	MB 2020 PG 858-861
Instrument Date	Aug 18, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 1, 2026
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 ROBESON ST, FAYETTEVILLE, NC 28305-5527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 STEEP ROCK DR, WILLOW SPRING, NC 27592-7495

Mortgage

Document Number	0186761101
Date	Sep 1, 2021
Instrument	18676/1101

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 197 Steep Rock Dr was $3,146.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,146.00	$488,898 Land $85,000 Building $403,898	$488,898 Land $85,000 Building $403,898
2023	$3,040.00	$387,392 Land $45,000 Building $342,392	$387,392 Land $45,000 Building $342,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Steep Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Steep Rock Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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