220 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 220 State St, Petoskey, MI 49770

Property Summary

Property TypeCommercial
Details8 bd · 4 ba · 3,480 sqft · built 1900
Lot Size43.1 acres (1,879,178 sqft)
OwnerCompany Name on Record
Last Sale$104,000 (Mar 1997)
Tax Bill$5,029 (2024)
Flood ZoneZone X (minimal risk)
APN52-19-06-278-023

Property Details

APN / Parcel Number

Primary APN52-19-06-278-023

Interior

Bedrooms8 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,480 sqft Total Area
1st Floor Area3,480 sqft
Basement Area1,730 sqft
Unfinished Basement1,730 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Fire ResistanceWood or Wood & Steel Frame
Lot Area1,879,178 sqft (43.1 acres)
Lot Dimensions138 ft deep x 43 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address220 STATE ST
CityPETOSKEY
StateMI
Zip49770-2718
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCOP RM-2
Legal DescriptionFRASER & CURDY'S ADDITION THE E 41' OF LOT 3 BLK 3 ALSO THE W 2' OF LOT 2 BLK 3 SECTION 6, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section06
Legal SubdivisionFRASER & CURDYS ADD
Legal Block3
Legal Lot Number2-3
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group2
Census Block2010
Census Tract970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 2390, PETOSKEY, MI 49770-1890
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 1997 · Amount on Record
Deed SaleMar 1, 1997 · Amount on Record
Prior SaleApr 21, 1993 · Amount on Record
Last Transfer DateAug 2, 2012
Transfer Doc1147/517
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,000 (-3.43%) Building $166,000$332,000 (-3.43%) Building $332,000
2025$171,900 (+78.5%) Building $171,900$343,800 (+78.5%) Building $343,800
2024$5,029.00
2023$96,300 Building $96,300$192,600 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on State St

Nearby Streets

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