216 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 216 State St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.179 acres (7,824 sqft)
Owner	Company Name on File
Last Sale	$150,000 (Oct 2019)
Tax Bill	$2,572 (2024)
Deeds & Mortgages	Jan 2017 Line of Credit Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-278-022`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-278-022`

Exterior

Lot Area	7,824 sqft (0.179 acres)

Location & Zoning

Street Address	216 STATE ST
City	PETOSKEY
State	MI
Zip	49770-2879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	FRASER & CURDY'S ADDITION LOT 4 & W 6' OF LOT 3 BLK 3 SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	FRAZER AND CURDYS ADDITION
Legal Block	3
Legal Lot Number	3-4
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2010
Census Tract	970800

Owner

Source: Emmet County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 226, PETOSKEY, MI 49770-0226
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK OF CHEBOYGAN
Oct 1, 2019	Warranty Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Jan 13, 2014 · Amount on Record
Deed Document Number	20195168543
Deed Book / Page	1215 / 625
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	216 STATE ST, PETOSKEY, MI 49770-2879
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01191/0760
Date	Jan 27, 2017
Book Page	1191/0760
Instrument	5144639

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN
Address	CHEBOYGAN, MI 49721

Agreement

Type	Line of Credit

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 1, 2019
Property Address	216 STATE ST, PETOSKEY, MI 49770-2879
Document Number	001215/625
Book / Page	1215 / 625
Instrument Date	Sep 30, 2019
Instrument	5168543
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 226, PETOSKEY, MI 49770-0226

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,600 (+357.2%) Land $212,600	$425,200 (+357.2%) Land $425,200
2024	$2,572.00
2023		$46,500 Land $46,500	$93,000 Land $93,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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