Roscommon County property record for 220 Spruce Ave, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,732 sqft · built 1963 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $607 (2025) |
| Deeds & Mortgages | Mar 2019 Refinance Jul 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-714-007-1000 |
| Primary APN | 004-714-007-1000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,732 sqft Building Perimeter |
| 1st Floor Area | 1,708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 920 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 220 SPRUCE AVE |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-704 P-378 & FILE 243 LOTS 7 THRU 11 & N 15FT OF LOT 12 BLK 4WHITTINGTON PARK PP:004-714-007-0000 & 714-009-0000 |
| Legal Subdivision | WHITTINGTON PARK |
| Legal Block | 4 |
| Legal Lot Number | 7-12 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 970402 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 SPRUCE AVE, ROSCOMMON, MI 48653-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CHEMICAL BANK |
| Jul 17, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2017 |
| Transfer Doc | 1163/0044 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 220 SPRUCE AVE, ROSCOMMON, MI 48653-8719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1168/1392 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 1168/1392 |
| Instrument | 201900001080 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jul 17, 2017 |
| Property Address | 220 SPRUCE AVE, ROSCOMMON, MI 48653-8719 |
| Document Number | 1163/0044 |
| Book / Page | 1163 / 0044 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 201700005346 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,100 (+9.12%) | $232,200 (+9.12%) | |
| 2025 | $607.00 (+170.98%) Homeowner's exemption | $106,400 | $212,800 |
| 2024 | $224.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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