Roscommon County property record for 330 Spruce Ave, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 1998 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,900 (Jul 2020) |
| Tax Bill | $2,155 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-714-023-0000 |
| Primary APN | 004-714-023-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,008 sqft Building Perimeter |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 330 SPRUCE AVE |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-8195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-786 P-92 243 LOTS 23 TO 30 INCL BLK 4 WHITTINGTON PARK |
| Legal Subdivision | WHITTINGTON PARK |
| Legal Block | 4 |
| Legal Lot Number | 23-30 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970402 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 330 SPRUCE AVE, ROSCOMMON, MI 48653-8195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage NAVY FCU |
| Jul 27, 2020 | Warranty Deed, Transfer · FHA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Deed Document Number | 20205222 |
| Deed Book / Page | 1173 / 856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 330 SPRUCE AVE, ROSCOMMON, MI 48653-8195 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01192/0369 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 1192/0369 |
| Instrument | 202500008484 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 469 Months |
| Due | Jan 1, 2065 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jul 27, 2020 |
| Property Address | 330 SPRUCE AVE, ROSCOMMON, MI 48653-8195 |
| Document Number | 001173/856 |
| Book / Page | 1173 / 856 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 202000005222 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1710 INVERNESS AVE, LANSING, MI 48915-1242 |
| Document Number | 202000005223 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 202000005223 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,700 (+66.71%) | $251,400 (+66.71%) | |
| 2025 | $2,155.00 | ||
| 2023 | $75,400 | $150,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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