220 Spaulding Ave, Clifton, IL 60927 Property Records

Iroquois County property record for 220 Spaulding Ave, Clifton, IL 60927

Property Summary

Property Type	Single Family Home
Lot Size	0.021 acres (924 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,200 (Feb 2019)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10 03 254 017`

Property Details

APN / Parcel Number

Primary APN	`10 03 254 017`

Exterior

Lot Area	924 sqft (0.021 acres)
Lot Dimensions	66 ft deep x 14 ft wide

Location & Zoning

Street Address	220 SPAULDING AVE
City	CLIFTON
State	IL
Zip	60927-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 & E2 LT 2 BLK 2 & 14' X 66' LT 5
Legal Subdivision	FITZGERALDS SECOND SUBDIVISION
Legal Block	2
Legal Lot Number	1,2,5
Jurisdiction	IROQUOIS IL
Township / Civil Division	CHEBANSE
Census Block Group	3
Census Block	3027
Census Tract	950200

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 SPAULDING AVE, CLIFTON, IL 60927-7211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 18, 2022	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 29, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 21, 2019	Warranty Deed, Transfer · FHA Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on Record
Deed Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	2019477
Last Transfer Date	Dec 29, 2020
Transfer Doc	0000001792
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	220 SPAULDING AVE, CLIFTON, IL 60927-7211
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SPAULDING AVE, CLIFTON, IL 60927-7211

Mortgage

Document Number	00025R4038
Date	Nov 26, 2025
Instrument	25R4038

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate	5.99%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	May 18, 2022
Property Address	220 SPAULDING AVE, CLIFTON, IL 60927-7211
Document Number	00022R1792
Map Reference	DOC 19R0477
Instrument Date	Dec 29, 2020
Instrument	22R1792
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 SPAULDING AVE, CLIFTON, IL 60927-7211

Mortgage

Document Number	00022R1793
Date	May 18, 2022
Instrument	22R1793

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jan 1, 2051

Interest

Rate	3.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	220 SPAULDING AVE, CLIFTON, IL 60927-7211
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R0242
Date	Jan 29, 2020
Instrument	20R0242

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate	4.12%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Feb 21, 2019
Property Address	220 SPAULDING AVE, CLIFTON, IL 60927-7211
Document Number	19R0477
Instrument Date	Feb 15, 2019
Instrument	19R0477
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	HOMESTEAD TITLE COMPANY, HOMESTAR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 SPAUKLING AVENUE, CLIFTON, IL 60927

Mortgage

Document Number	19R0478
Date	Feb 21, 2019
Instrument	19R0478

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Chebanse Township
Municipality	Clifton Village
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,336.00 (+7.16%) Homeowner's exemption	$52,000 (+13.76%) Land $5,600 Building $46,400	$156,000 (+13.76%) Land $16,800 Building $139,200
2024	$3,113.00 (+19.41%)	$45,710 (+14.76%) Land $4,920 Building $40,790	$137,130 (+14.76%) Land $14,760 Building $122,370
2022	$2,607.00 Homeowner's exemption	$39,830 Land $4,280 Building $35,550	$119,490 Land $12,840 Building $106,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON serves 1,500 people · EPA ID IL0750250
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Watch TV.

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