Iroquois County property record for 145 Spaulding Ave, Clifton, IL 60927
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.269 acres (11,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,900 (Apr 2011) |
| Tax Bill | $1,832 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10 03 253 011 |
| Primary APN | 10 03 253 011 |
|---|
| Lot Area | 11,742 sqft (0.269 acres) |
|---|
| Street Address | 145 SPAULDING AVE |
|---|---|
| City | CLIFTON |
| State | IL |
| Zip | 60927-7210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FITZGERALDS 2ND SD HOWE'S ADD LTS 7 & 8 BLK 1 |
| Legal Subdivision | FITZGERALDS 2ND SD |
| Legal Block | 1 |
| Legal Lot Number | 7,8 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | CHEBANSE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 950200 |
145 Spaulding Ave is owned by two individuals who bought it in April 2011.
Source: Iroquois County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 235 W 1ST AVE, CLIFTON, IL 60927-9415 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IROQUOIS FSLA |
| Sep 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage IROQUOIS FSLA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2011 · Amount on File |
| Deed Sale | Apr 19, 2011 · Amount on File |
| Deed Document Number | 20111285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 145 SPAULDING AVE, CLIFTON, IL 60927-7210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21R0314 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 21R0314 |
| Name | IROQUOIS FSLA |
|---|---|
| Type | Bank |
| Address | DANVILLE, IL 61832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 145 SPAULDING AVE, CLIFTON, IL 60927-7210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 18R2887 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 18R2887 |
| Name | IROQUOIS FSLA |
|---|---|
| Type | Bank |
| Address | CLIFTON, IL 60927 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 13, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 145 Spaulding Ave was $1,832.
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Chebanse Township |
| Municipality | Clifton Village |
| Unified School District | Central Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,832.00 | $23,890 Land $6,140 Building $17,750 | $71,670 Land $18,420 Building $53,250 |
| 2022 | $1,429.00 | $18,310 Land $4,710 Building $13,600 | $54,930 Land $14,130 Building $40,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 145 Spaulding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 145 Spaulding Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLIFTON serves 1,500 people · EPA ID IL0750250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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