220 Scott Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 220 Scott Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1962
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Mar 2020)
Tax Bill	$5,416 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9988-43`

Property Details

APN / Parcel Number

Primary APN	`9988-43`
Alternative APN	`CUMB M:035 B:0156 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	1,648 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9988-43
Street Address	220 SCOTT RD
City	CUMBERLAND
State	RI
Zip	02864-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	156
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4000
Census Tract	11405

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 BIRCH ST, 6, ATTLEBORO, MA 02703-4700
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Prior Sale	Jul 12, 2006 · Amount on Record
Deed Document Number	2020112881
Deed Book / Page	1833 / 17
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	220 SCOTT RD, CUMBERLAND, RI 02864-2814
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001942-250
Date	Oct 3, 2022
Book Page	1942/250
Instrument	135550

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	220 SCOTT RD, CUMBERLAND, RI 02864-2814
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001879-267
Date	Mar 5, 2021
Book Page	1879/267
Instrument	122170

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	220 SCOTT RD, CUMBERLAND, RI 02864-2814
Document Number	1742-167
Book / Page	001742 / 000167
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1742-167
Date	May 16, 2017
Book Page	001742/000167

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,416.00 (+2.67%)	$541,100 (+25.87%) Land $244,400 Building $296,700	$579,583
2025	$5,275.00 (+5.61%)	$429,900 (-) Land $169,300 Building $260,600
2023	$4,995.00 (-2.54%)	$429,900 (+25.74%) Land $169,300 Building $260,600
2022	$5,125.00	$341,900 Land $133,800 Building $208,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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