211 Scott Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 211 Scott Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,220 sqft · built 1989
Lot Size	0.649 acres (28,270 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Aug 2024)
Tax Bill	$6,637 (2026)
Deeds & Mortgages	May 2026 Transfer Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-0026-11`

Property Details

APN / Parcel Number

Primary APN	`1-0026-11`
Alternative APNs	`CUMB M:035 B:0120 L:000` `16-0866-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
Gross Area	5,074 sqft
1st Floor Area	1,620 sqft
Basement Area	1,524 sqft
Unfinished Basement	1,524 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,270 sqft (0.649 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1-0026-11
Street Address	211 SCOTT RD
City	CUMBERLAND
State	RI
Zip	02864-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	120
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2003
Census Tract	11405

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	211 SCOTT RD, CUMBERLAND, RI 02864-2814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 29, 2025	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Aug 16, 2024	Deed, Transfer · Stand-Alone First Mortgage NFM LENDING
Nov 7, 2022	Warranty Deed, Transfer
Aug 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL HSNG COMMISSIONER
Aug 7, 2018	Deed of Trust, Mortgage LONGBRIDGE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Deed Document Number	2024145315
Deed Book / Page	1984 / 374
Last Transfer Date	Apr 7, 2026
Transfer Doc	0000154761
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 1, 2026
Property Address	211 SCOTT RD, CUMBERLAND, RI 02864-2814
Document Number	0000154761
Book / Page	2028 / 918
Instrument Date	Apr 7, 2026
Instrument	2026154761
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	211 SCOTT RD, CUMBERLAND, RI 02864-2814
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002014-255
Date	Oct 29, 2025
Book Page	2014/255
Instrument	151812

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 16, 2024
Property Address	211 SCOTT RD, CUMBERLAND, RI 02864-2814
Document Number	001984-374
Book / Page	1984 / 374
Instrument Date	Aug 16, 2024
Instrument	145315
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 KENT ST, WEST WARWICK, RI 02893-5120

Mortgage

Document Number	0000145316
Date	Aug 16, 2024
Instrument	145316

Lender

Name	NFM LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 7, 2022
Property Address	211 SCOTT RD, CUMBERLAND, RI 02864-2814
Document Number	001944-707
Book / Page	1944 / 707
Instrument Date	Nov 2, 2022
Instrument	136131
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	211 SCOTT RD, CUMBERLAND, RI 02864-2814

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	211 SCOTT RD, CUMBERLAND, RI 02864-2814
Document Number	1781-493
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 SCOTT RD CUMBERLAND RI 028642814, CUMBERLAND, RI 02864-2814

Mortgage

Document Number	1781-493
Date	Aug 20, 2018
Book Page	001781/000493

Lender

Name	FEDERAL HSNG COMMISSIONER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.08%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	211 SCOTT RD, CUMBERLAND, RI 02864-2814
Document Number	1781-477
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 SCOTT RD CUMBERLAND RI 028642814, CUMBERLAND, RI 02864-2814

Mortgage

Document Number	1781-477
Date	Aug 20, 2018
Book Page	001781/000477

Lender

Name	LONGBRIDGE FIN'L

Agreement

Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.08%

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,637.00 (-0.27%)	$663,000 (+22.23%) Land $241,700 Building $421,300	$658,939
2025	$6,655.00 (+5.58%)	$542,400 (-) Land $167,400 Building $375,000
2023	$6,303.00 (+0.77%)	$542,400 (+29.98%) Land $167,400 Building $375,000
2022	$6,255.00	$417,300 Land $132,300 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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