220 Scott Rd, Cairo, GA 39827 Property Records

Grady County property record for 220 Scott Rd, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,000 (May 1988)
Tax Bill	$1,251 (2025)
Deeds & Mortgages	Jul 2016 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0066A-021-000`

Property Details

APN / Parcel Number

Primary APN	`0066A-021-000`
Alternative APNs	`0066A021` `5130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,672 sqft Heated Area
1st Floor Area	1,568 sqft
Utility Area	180 sqft
Utility Room	Utility Room
Flooring	Carpet

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Porch	Open Porch
Porch Area	304 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5130
Old Parcel Number	0066A021
Street Address	220 SCOTT RD
City	CAIRO
State	GA
Zip	39827-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:8 LANDLOT:342 BLK:B DIST:17 SUBD:SOMERSET EST
Legal Subdivision	SOMERSET EST
Legal Block	B
Legal Lot Number	8
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	2
Census Block	2027
Census Tract	950401

Owner

Source: Grady County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	220 SCOTT RD, CAIRO, GA 39827-7314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2016	Deed of Trust, Mortgage · Line of Credit FIVE STAR CU
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Oct 15, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS
Jun 6, 2018	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1988 · Amount on Record
Deed Sale	May 5, 1988 · Amount on Record
Deed Document Number	0000225146
Record Updated	Sep 20, 2026

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	220 SCOTT RD, CAIRO, GA 39827-7314
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000805/29
Date	Jul 5, 2016
Book Page	805/29

Lender

Name	FIVE STAR CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	220 SCOTT RD, CAIRO, GA 39827-7314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SCOTT RD, CAIRO, GA 39827-7314

Mortgage

Document Number	0000000870/0000000763
Date	Aug 5, 2020
Book Page	0000000870/0000000763

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	220 SCOTT RD, CAIRO, GA 39827-7314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SCOTT RD, CAIRO, GA 39827-7314

Mortgage

Document Number	0000000856/0000000570
Date	Oct 15, 2019
Book Page	0000000856/0000000570

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	220 SCOTT RD, CAIRO, GA 39827-7314
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	833/630
Date	Jun 6, 2018
Book Page	833/630

Lender

Name	UNION HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,251.00 (-34.12%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$75,113 (+9.89%) Land $8,000 Building $67,113	$187,782 (+9.89%) Land $20,000 Building $167,782
2024	$1,899.00 (+50.24%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$68,353 (+43.35%) Land $8,000 Building $60,353	$170,882 (+43.35%) Land $20,000 Building $150,882
2023	$1,264.00 (-3.36%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$47,682 (-) Land $6,000 Building $41,682	$119,204 (-) Land $15,000 Building $104,204
2022	$1,308.00 Senior Citizen's exemption Additional exemption filed	$47,682 Land $6,000 Building $41,682	$119,204 Land $15,000 Building $104,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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